Is Boston, MA cheaper than Orlando, FL?

Based on cost of living data, Boston, MA is 44.7% more expensive than Orlando, FL. This translates to spending an extra $3350 per month.

What salary do I need in Boston, MA to live like I do in Orlando, FL?

If you earn $150,000 in Orlando, FL, you'd need approximately $190,194.175 in Boston, MA to maintain the same standard of living.

How does housing cost compare between Orlando, FL and Boston, MA?

Housing in Boston, MA is 95.2% more expensive than in Orlando, FL. For a two-bedroom apartment, rent is $3,865/month in Boston, MA compared to $2,210/month in Orlando, FL.

How much can I save per month by moving from Orlando, FL to Boston, MA?

Living in Boston, MA costs approximately $3350 more per month than Orlando, FL, or $40194 more per year, based on a $150,000 salary.

Orlando, FL vs Boston, MA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Orlando, FL

Numbers update automatically as you type

You'd spend $3.3K/month more in Boston, MA

$150.0K in your current city equals $190.2K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↑ 44.7%

More expensive

Monthly Impact

$3,350

Extra cost

Annual Impact

$40.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Orlando, FL

Population:308K

Cost Index:

100

100 = national average

Median Home:$390K

Boston, MA

Population:685K

Cost Index:

145

(45% above avg)

Median Home:$961K

Orlando, FL

The Sunshine State

308K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 308K residents.

💡 Advantage: Florida has no state income tax!

Boston, MA

The Bay State

685K

Population

State Tax

Yes

Climate

Continental

Notable Facts

•Major education center
•Biotech capital
•Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Orlando, FL vs Boston, MA

Category	Orlando, FL	Boston, MA	Difference	Change
Housing	$2,703/mo	$5,275/mo	↑ $2,573more	95.2%
Transportation	$1,284/mo	$1,830/mo	↑ $546more	42.6%
Healthcare	$570/mo	$743/mo	↑ $173more	30.4%
All Utilities	$574/mo	$716/mo	↑ $142more	24.8%
Groceries	$1,019/mo	$1,079/mo	↑ $59.96more	5.9%
Other	$1,808/mo	$1,825/mo	↑ $16.74more	0.9%

Housing

↑ 95.2%

Orlando, FL

$2,703

Boston, MA

$5,275

Difference

$2,573

Transportation

↑ 42.6%

Orlando, FL

$1,284

Boston, MA

$1,830

Difference

$546

Healthcare

↑ 30.4%

Orlando, FL

$570

Boston, MA

$743

Difference

$173

All Utilities

↑ 24.8%

Orlando, FL

$574

Boston, MA

$716

Difference

$142

Groceries

↑ 5.9%

Orlando, FL

$1,019

Boston, MA

$1,079

Difference

$59.96

Other

↑ 0.9%

Orlando, FL

$1,808

Boston, MA

$1,825

Difference

$16.74

🏠Rent Comparison

Studio

From$1,850

To$3,095

↑ $1,245

1 Bed

From$1,940

To$3,255

↑ $1,315

2 Bed

From$2,210

To$3,865

↑ $1,655

3 Bed

From$2,770

To$4,630

↑ $1,860

Orlando, FLZIP-level data

1BR range: $1,340–$2,400/mo

Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Orlando, FL

$11,469

Monthly in Boston, MA

$3,511

Difference

Home Values

Orlando

Boston

$390K

Median Value

$961K

↓ -4%

YoY Change

↓ -0.7%

↑ +36.8%

5-Year Change

↑ +7%

$228K - $783K

Price Range

$709K - $3.40M

Homes in Boston are 146% more expensive than Orlando

Calculate payment - Orlando Calculate payment - Boston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.5K

More taxes

Monthly Difference

$625

Less take-home

Effective Rate Diff

5.0%

Rate difference

Orlando, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Boston, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Orlando, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Boston, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.