Is Knoxville, TN cheaper than Orlando, FL?

Based on cost of living data, Knoxville, TN is 8.2% cheaper than Orlando, FL. This translates to saving $614 per month.

What salary do I need in Knoxville, TN to live like I do in Orlando, FL?

If you earn $150,000 in Orlando, FL, you'd need approximately $142,631.51 in Knoxville, TN to maintain the same standard of living.

How does housing cost compare between Orlando, FL and Knoxville, TN?

Housing in Knoxville, TN is 12.0% cheaper than in Orlando, FL. For a two-bedroom apartment, rent is $1,495/month in Knoxville, TN compared to $2,210/month in Orlando, FL.

How much can I save per month by moving from Orlando, FL to Knoxville, TN?

Moving from Orlando, FL to Knoxville, TN could save you approximately $614 per month, or $7368 per year, based on a $150,000 salary.

Orlando, FL vs Knoxville, TN: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Orlando, FL

Numbers update automatically as you type

You'd save $614/month moving to Knoxville, TN

$150.0K in your current city equals $142.6K in Knoxville, TN

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 8.2%

Less expensive

Monthly Impact

$614

Savings

Annual Impact

$7.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Orlando, FL

Population:308K

Cost Index:

100

100 = national average

Median Home:$390K

Knoxville, TN

Population:198K

Cost Index:

(8% below avg)

Median Home:$369K

Orlando, FL

The Sunshine State

308K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 308K residents.

💡 Advantage: Florida has no state income tax!

Knoxville, TN

The Volunteer State

198K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 198K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Annual spending: Orlando, FL vs Knoxville, TN

Category	Orlando, FL	Knoxville, TN	Difference	Change
Housing	$2,703/mo	$2,378/mo	↓ $324less	12.0%
Other	$1,808/mo	$1,668/mo	↓ $140less	7.7%
All Utilities	$574/mo	$468/mo	↓ $105less	18.4%
Groceries	$1,019/mo	$967/mo	↓ $51.91less	5.1%
Transportation	$1,284/mo	$1,236/mo	↓ $47.81less	3.7%
Healthcare	$570/mo	$556/mo	↓ $13.96less	2.4%

Housing

↓ 12.0%

Orlando, FL

$2,703

Knoxville, TN

$2,378

Difference

$324

less

Other

↓ 7.7%

Orlando, FL

$1,808

Knoxville, TN

$1,668

Difference

$140

less

All Utilities

↓ 18.4%

Orlando, FL

$574

Knoxville, TN

$468

Difference

$105

less

Groceries

↓ 5.1%

Orlando, FL

$1,019

Knoxville, TN

$967

Difference

$51.91

less

Transportation

↓ 3.7%

Orlando, FL

$1,284

Knoxville, TN

$1,236

Difference

$47.81

less

Healthcare

↓ 2.4%

Orlando, FL

$570

Knoxville, TN

$556

Difference

$13.96

less

🏠Rent Comparison

Studio

From$1,850

To$1,200

↓ $650

1 Bed

From$1,940

To$1,200

↓ $740

2 Bed

From$2,210

To$1,495

↓ $715

3 Bed

From$2,770

To$1,891

↓ $879

Orlando, FLZIP-level data

1BR range: $1,340–$2,400/mo

Knoxville, TNZIP-level data

1BR range: $980–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Orlando, FL

$7,274

Monthly in Knoxville, TN

$683

Difference

Home Values

Orlando

Knoxville

$390K

Median Value

$369K

↓ -4%

YoY Change

↑ +0.7%

↑ +36.8%

5-Year Change

↑ +64.1%

$228K - $783K

Price Range

$196K - $638K

Homes in Knoxville are 5% less expensive than Orlando

Calculate payment - Orlando Calculate payment - Knoxville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Orlando, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Knoxville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Orlando, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Knoxville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.