Is Lexington-Fayette urban county, KY cheaper than Orlando, FL?

Based on cost of living data, Lexington-Fayette urban county, KY is 9.7% cheaper than Orlando, FL. This translates to saving $728 per month.

What salary do I need in Lexington-Fayette urban county, KY to live like I do in Orlando, FL?

If you earn $150,000 in Orlando, FL, you'd need approximately $141,262.136 in Lexington-Fayette urban county, KY to maintain the same standard of living.

How does housing cost compare between Orlando, FL and Lexington-Fayette urban county, KY?

Housing in Lexington-Fayette urban county, KY is 13.5% cheaper than in Orlando, FL. For a two-bedroom apartment, rent is $1,000/month in Lexington-Fayette urban county, KY compared to $2,210/month in Orlando, FL.

How much can I save per month by moving from Orlando, FL to Lexington-Fayette urban county, KY?

Moving from Orlando, FL to Lexington-Fayette urban county, KY could save you approximately $728 per month, or $8738 per year, based on a $150,000 salary.

Orlando, FL vs Lexington-Fayette urban county, KY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Orlando, FL

Numbers update automatically as you type

You'd save $728/month moving to Lexington-Fayette urban county, KY

$150.0K in your current city equals $141.3K in Lexington-Fayette urban county, KY

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 9.7%

Less expensive

Monthly Impact

$728

Savings

Annual Impact

$8.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Orlando, FL

Population:308K

Cost Index:

100

100 = national average

Median Home:$390K

Lexington-Fayette urban county, KY

Population:320K

Cost Index:

(10% below avg)

Median Home:$345K

Orlando, FL

The Sunshine State

308K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 308K residents.

💡 Advantage: Florida has no state income tax!

Lexington-Fayette urban county, KY

The Bluegrass State

320K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 320K residents.

Cost Breakdown by Category

Annual spending: Orlando, FL vs Lexington-Fayette urban county, KY

Category	Orlando, FL	Lexington-Fayette urban county, KY	Difference	Change
Housing	$2,703/mo	$2,339/mo	↓ $364less	13.5%
Other	$1,808/mo	$1,641/mo	↓ $167less	9.3%
All Utilities	$574/mo	$464/mo	↓ $109less	19.0%
Transportation	$1,284/mo	$1,216/mo	↓ $68.30less	5.3%
Groceries	$1,019/mo	$959/mo	↓ $59.96less	5.9%
Healthcare	$570/mo	$551/mo	↓ $18.59less	3.3%

Housing

↓ 13.5%

Orlando, FL

$2,703

Lexington-Fayette urban county, KY

$2,339

Difference

$364

less

Other

↓ 9.3%

Orlando, FL

$1,808

Lexington-Fayette urban county, KY

$1,641

Difference

$167

less

All Utilities

↓ 19.0%

Orlando, FL

$574

Lexington-Fayette urban county, KY

$464

Difference

$109

less

Transportation

↓ 5.3%

Orlando, FL

$1,284

Lexington-Fayette urban county, KY

$1,216

Difference

$68.30

less

Groceries

↓ 5.9%

Orlando, FL

$1,019

Lexington-Fayette urban county, KY

$959

Difference

$59.96

less

Healthcare

↓ 3.3%

Orlando, FL

$570

Lexington-Fayette urban county, KY

$551

Difference

$18.59

less

🏠Rent Comparison

Studio

From$1,850

To$720

↓ $1,130

1 Bed

From$1,940

To$820

↓ $1,120

2 Bed

From$2,210

To$1,000

↓ $1,210

3 Bed

From$2,770

To$1,350

↓ $1,420

Orlando, FLZIP-level data

1BR range: $1,340–$2,400/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Orlando, FL

$7,170

Monthly in Lexington-Fayette urban county, KY

$787

Difference

Home Values

Orlando

Lexington-Fayette urban county

$390K

Median Value

↓ -4%

YoY Change

↑ +36.8%

5-Year Change

$228K - $783K

Price Range

Calculate payment - Orlando

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.5K

More taxes

Monthly Difference

$625

Less take-home

Effective Rate Diff

5.0%

Rate difference

Orlando, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Lexington-Fayette urban county, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Additional Tax Information

Orlando, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Lexington-Fayette urban county, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.