Is St. Petersburg, FL cheaper than Orlando, FL?

Based on cost of living data, St. Petersburg, FL is 0.0% cheaper than Orlando, FL. The two cities have very similar living costs.

What salary do I need in St. Petersburg, FL to live like I do in Orlando, FL?

If you earn $150,000 in Orlando, FL, you'd need approximately $150,000 in St. Petersburg, FL to maintain the same standard of living.

How does housing cost compare between Orlando, FL and St. Petersburg, FL?

Housing in St. Petersburg, FL is 0.0% cheaper than in Orlando, FL. For a two-bedroom apartment, rent is $2,040/month in St. Petersburg, FL compared to $2,210/month in Orlando, FL.

How much can I save per month by moving from Orlando, FL to St. Petersburg, FL?

Orlando, FL and St. Petersburg, FL have very similar costs of living, based on a $150,000 salary.

Orlando, FL vs St. Petersburg, FL: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Orlando, FL

Numbers update automatically as you type

Orlando, FL and St. Petersburg, FL have similar living costs

$150.0K in your current city equals $150.0K in St. Petersburg, FL

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Orlando, FL

Population:308K

Cost Index:

100

100 = national average

Median Home:$390K

St. Petersburg, FL

Population:264K

Cost Index:

100

(national average)

Median Home:$333K

Orlando, FL

The Sunshine State

308K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 308K residents.

💡 Advantage: Florida has no state income tax!

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Orlando, FL vs St. Petersburg, FL

Category	Orlando, FL	St. Petersburg, FL	Difference	Change
Housing	$2,703/mo	$2,703/mo	→ $0	0.0%
Groceries	$1,019/mo	$1,019/mo	→ $0	0.0%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%
All Utilities	$574/mo	$574/mo	→ $0	0.0%
Healthcare	$570/mo	$570/mo	→ $0	0.0%
Other	$1,808/mo	$1,808/mo	→ $0	0.0%

Housing

→ 0.0%

Orlando, FL

$2,703

St. Petersburg, FL

$2,703

Difference

same

Groceries

→ 0.0%

Orlando, FL

$1,019

St. Petersburg, FL

$1,019

Difference

same

Transportation

→ 0.0%

Orlando, FL

$1,284

St. Petersburg, FL

$1,284

Difference

same

All Utilities

→ 0.0%

Orlando, FL

$574

St. Petersburg, FL

$574

Difference

same

Healthcare

→ 0.0%

Orlando, FL

$570

St. Petersburg, FL

$570

Difference

same

Other

→ 0.0%

Orlando, FL

$1,808

St. Petersburg, FL

$1,808

Difference

same

🏠Rent Comparison

Studio

From$1,850

To$1,640

↓ $210

1 Bed

From$1,940

To$1,750

↓ $190

2 Bed

From$2,210

To$2,040

↓ $170

3 Bed

From$2,770

To$2,610

↓ $160

Orlando, FLZIP-level data

1BR range: $1,340–$2,400/mo

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958

Monthly in Orlando, FL

$7,958

Monthly in St. Petersburg, FL

Difference

Home Values

Orlando

St. Petersburg

$390K

Median Value

$333K

↓ -4%

YoY Change

↓ -7.3%

↑ +36.8%

5-Year Change

↑ +29%

$228K - $783K

Price Range

$162K - $712K

Homes in St. Petersburg are 14% less expensive than Orlando

Calculate payment - Orlando Calculate payment - St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Orlando, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Orlando, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.