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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

Orlando, FL and Tampa, FL have similar living costs

$150.0K in your current city equals $150.0K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Orlando-Kissimmee-Sanford, FL area
Overall Cost
โ†’ 0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Orlando, FL

Population:308K
Cost Index:
100
100 = national average
Median Home:$390K

Tampa, FL

Population:385K
Cost Index:
100
(national average)
Median Home:$367K

Orlando, FL

The Sunshine State

308K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 308K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Orlando, FL vs Tampa, FL

Housing
โ†’ 0.0%
Orlando, FL
$2,703
Tampa, FL
$2,703
Difference
$0
same
Groceries
โ†’ 0.0%
Orlando, FL
$1,019
Tampa, FL
$1,019
Difference
$0
same
Transportation
โ†’ 0.0%
Orlando, FL
$1,284
Tampa, FL
$1,284
Difference
$0
same
All Utilities
โ†’ 0.0%
Orlando, FL
$574
Tampa, FL
$574
Difference
$0
same
Healthcare
โ†’ 0.0%
Orlando, FL
$570
Tampa, FL
$570
Difference
$0
same
Other
โ†’ 0.0%
Orlando, FL
$1,808
Tampa, FL
$1,808
Difference
$0
same

๐Ÿ Rent Comparison

Studio
From$1,850
To$1,850
โ†’ $0
1 Bed
From$1,940
To$1,960
โ†‘ $20.00
2 Bed
From$2,210
To$2,290
โ†‘ $80.00
3 Bed
From$2,770
To$2,930
โ†‘ $160
Orlando, FLZIP-level data

1BR range: $1,340โ€“$2,400/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,958
Monthly in Orlando, FL
$7,958
Monthly in Tampa, FL
$0
Difference

Home Values

Orlando
Tampa
$390K
Median Value
$367K
โ†“ -4%
YoY Change
โ†“ -4%
โ†‘ +36.8%
5-Year Change
โ†‘ +42.1%
$228K - $783K
Price Range
$251K - $989K

Homes in Tampa are 6% less expensive than Orlando

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Orlando, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Orlando, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Orlando
Tampa
41 Good
Air Quality
50 Good
75.6%
Good Air Days
52.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
58 days
Heat Days >95ยฐF
38 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
58 days
Heat Days >95ยฐF
38 days

Similar cost to Tampa, FL

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