Is Nashville, TN cheaper than Ormond Beach, FL?

Based on cost of living data, Nashville, TN is 7.0% more expensive than Ormond Beach, FL. This translates to spending an extra $527 per month.

What salary do I need in Nashville, TN to live like I do in Ormond Beach, FL?

If you earn $150,000 in Ormond Beach, FL, you'd need approximately $156,324.408 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Ormond Beach, FL and Nashville, TN?

Housing in Nashville, TN is 16.6% more expensive than in Ormond Beach, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,350/month in Ormond Beach, FL.

How much can I save per month by moving from Ormond Beach, FL to Nashville, TN?

Living in Nashville, TN costs approximately $527 more per month than Ormond Beach, FL, or $6324 more per year, based on a $150,000 salary.

Ormond Beach, FL vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Ormond Beach, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Ormond Beach, FL

Numbers update automatically as you type

You'd spend $527/month more in Nashville, TN

$150.0K in your current city equals $156.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.0%

More expensive

Monthly Impact

$527

Extra cost

Annual Impact

$6.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ormond Beach, FL

Population:44K

Cost Index:100

Median Home:$352K

Nashville, TN

Population:689K

Cost Index:107

Median Home:$489K

Ormond Beach, FL

The Sunshine State

44K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 44K residents.

💡 Advantage: Florida has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Ormond Beach, FL vs Nashville, TN

Category	Ormond Beach, FL	Nashville, TN	Difference	Change
🏠Housing	$2,273/mo	$2,651/mo	↑ $378more	16.6%
📦Other	$1,689/mo	$1,942/mo	↑ $253more	15.0%
🚗Transportation	$1,200/mo	$1,284/mo	↑ $84.31more	7.0%
🏥Healthcare	$551/mo	$607/mo	↑ $56.20more	10.2%
🛒Groceries	$985/mo	$949/mo	↓ $35.92less	3.6%
⚡All Utilities	$555/mo	$519/mo	↓ $35.49less	6.4%

🏠Housing

↑ 16.6%

Ormond Beach, FL

$2,273

Nashville, TN

$2,651

Difference

$378

📦Other

↑ 15.0%

Ormond Beach, FL

$1,689

Nashville, TN

$1,942

Difference

$253

🚗Transportation

↑ 7.0%

Ormond Beach, FL

$1,200

Nashville, TN

$1,284

Difference

$84.31

🏥Healthcare

↑ 10.2%

Ormond Beach, FL

$551

Nashville, TN

$607

Difference

$56.20

🛒Groceries

↓ 3.6%

Ormond Beach, FL

$985

Nashville, TN

$949

Difference

$35.92

less

⚡All Utilities

↓ 6.4%

Ormond Beach, FL

$555

Nashville, TN

$519

Difference

$35.49

less

🏠Rent Comparison

Studio

From$981

To$1,600

↑ $619

1 Bed

From$1,100

To$1,680

↑ $580

2 Bed

From$1,350

To$1,840

↑ $490

3 Bed

From$1,779

To$2,350

↑ $571

Ormond Beach, FLZIP-level data

1BR range: $1,310–$1,460/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,252

Monthly in Ormond Beach, FL

$7,952

Monthly in Nashville, TN

$700

Difference

Home Values

Ormond Beach

Nashville

$352K

Median Value

$489K

↓ -5.4%

YoY Change

↓ -2.1%

↑ +29.8%

5-Year Change

↑ +32.1%

$339K - $365K

Price Range

$320K - $1.16M

Homes in Nashville are 39% more expensive than Ormond Beach

Calculate payment - Ormond Beach Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Ormond Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Ormond Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.