Ormond Beach, FL vs Olive Branch, MS: Cost of Living

Which city costs less?

Olive Branch, MS has a modeled overall cost index 16.2% lower than Ormond Beach, FL.

Ormond Beach, FL · modeled 2BR rent: $1,700 / month
Olive Branch, MS · modeled 2BR rent: $1,690 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ormond Beach, FL and Olive Branch, MS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Ormond Beach, FL

Numbers update automatically as you type

Estimated savings: $1,061/month in Olive Branch, MS

$150,000 in your current city has a modeled equivalent of $137,265 in Olive Branch, MS

Regional cost estimates: Ormond Beach, FL uses Orlando, FL. Olive Branch, MS uses Memphis, TN. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 16.2%

Less expensive

Monthly Impact

$1,061

Savings

Annual Impact

$12.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ormond Beach, FL

Population:44K

Cost Index:

96.8

100 = national average

Typical Home:$352K

Olive Branch, MS

Population:47K

Cost Index:

81.1

100 = national average

Typical Home:$327K

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Ormond Beach, FL

The Sunshine State

44K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 44K residents.

💡 Advantage: Florida has no state income tax!

Olive Branch, MS

The Magnolia State

47K

Population

State Tax

Yes

Located in Mississippi, this city has a population of 47K residents.

Cost Breakdown by Category

Estimated monthly spending: Ormond Beach, FL vs Olive Branch, MS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Ormond Beach, FL	Olive Branch, MS	Difference	Change
Housing	$2,352/mo	$1,612/mo	↓ $740less	31.5%
Other	$1,748/mo	$1,625/mo	↓ $123less	7.1%
Groceries	$1,017/mo	$939/mo	↓ $77.94less	7.7%
All Utilities	$572/mo	$530/mo	↓ $42.59less	7.4%
Healthcare	$569/mo	$526/mo	↓ $42.25less	7.4%
Transportation	$1,242/mo	$1,207/mo	↓ $35.00less	2.8%

Housing

↓ 31.5%

Ormond Beach, FL

$2,352

Olive Branch, MS

$1,612

Difference

$740

less

Other

↓ 7.1%

Ormond Beach, FL

$1,748

Olive Branch, MS

$1,625

Difference

$123

less

Groceries

↓ 7.7%

Ormond Beach, FL

$1,017

Olive Branch, MS

$939

Difference

$77.94

less

All Utilities

↓ 7.4%

Ormond Beach, FL

$572

Olive Branch, MS

$530

Difference

$42.59

less

Healthcare

↓ 7.4%

Ormond Beach, FL

$569

Olive Branch, MS

$526

Difference

$42.25

less

Transportation

↓ 2.8%

Ormond Beach, FL

$1,242

Olive Branch, MS

$1,207

Difference

$35.00

less

🏠Rent Comparison

Studio

From$1,235

To$1,410

↑ $175

1 Bed

From$1,385

To$1,530

↑ $145

2 Bed

From$1,700

To$1,690

↓ $10.00

3 Bed

From$2,240

To$2,230

↓ $10.00

Ormond Beach, FLZIP-level data

1BR range: $1,310–$1,460/mo

Olive Branch, MSZIP-level data

1BR range: $1,530–$1,530/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Ormond Beach, FL

$6,439

Monthly in Olive Branch, MS

$1,061

Difference

Home Values

Ormond Beach

Olive Branch

$352K

Median Value

$327K

↓ -5.4%

YoY Change

↑ +0.1%

↑ +29.8%

5-Year Change

↑ +25.3%

$339K - $365K

Price Range

$327K

Homes in Olive Branch are 7% less expensive than Ormond Beach

Calculate payment - Ormond Beach Calculate payment - Olive Branch

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.3K

More taxes

Monthly Difference

$613

Less take-home

Effective Rate Diff

4.9%

Rate difference

Ormond Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Olive Branch, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Additional Tax Information

Ormond Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Olive Branch, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ormond Beach

Olive Branch

41 Good

Air Quality

55 Moderate

75.6%

Good Air Days

34.4%

98 High

Climate Risk

99 High

🌊🌀🌪

Top Hazards

🌊🌡🫨

▲+2.3°F

2050 Outlook

▲+2.8°F

58 days

Heat Days >95°F

54 days

▲+2.3°F

2050 Outlook

▲+2.8°F

58 days

Heat Days >95°F

54 days

Before moving from Ormond Beach, FL to Olive Branch, MS

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Olive Branch, MS for the same bedroom count and included utilities as your home in Ormond Beach, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ormond Beach to Olive Branch moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Olive Branch, MS by cost, housing, population and region.

Frequently Asked Questions: Ormond Beach, FL vs Olive Branch, MS

How do the cost estimates for Ormond Beach, FL and Olive Branch, MS compare?

Olive Branch, MS has a modeled overall cost index 16.2% lower than Ormond Beach, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ormond Beach, FL, the model estimates $137,265 in Olive Branch, MS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ormond Beach, FL and Olive Branch, MS?

The modeled two-bedroom rents are $1,700/month in Ormond Beach, FL and $1,690/month in Olive Branch, MS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Mississippi on TaxTakeHome.com