Oro Valley, AZ vs Prescott Valley, AZ: Cost of Living

Which city costs less?

Prescott Valley, AZ has a modeled overall cost index 18.7% higher than Oro Valley, AZ.

Oro Valley, AZ · modeled 2BR rent: $2,090 / month
Prescott Valley, AZ · modeled 2BR rent: $1,760 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Oro Valley, AZ and Prescott Valley, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Oro Valley, AZ

Numbers update automatically as you type

Estimated extra cost: $1,074/month in Prescott Valley, AZ

$150,000 in your current city has a modeled equivalent of $162,885 in Prescott Valley, AZ

Regional cost estimates: Oro Valley, AZ uses Tucson, AZ. Prescott Valley, AZ uses Scottsdale, AZ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 18.7%

More expensive

Monthly Impact

$1,074

Extra cost

Annual Impact

$12.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oro Valley, AZ

Population:48K

Cost Index:

92.8

100 = national average

Typical Home:$491K

Prescott Valley, AZ

Population:50K

Cost Index:

110.2

100 = national average

Typical Home:$428K

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Oro Valley, AZ

The Grand Canyon State

48K

Population

State Tax

Yes

Located in Arizona, this city has a population of 48K residents.

Prescott Valley, AZ

The Grand Canyon State

50K

Population

State Tax

Yes

Located in Arizona, this city has a population of 50K residents.

Cost Breakdown by Category

Estimated monthly spending: Oro Valley, AZ vs Prescott Valley, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Oro Valley, AZ	Prescott Valley, AZ	Difference	Change
Housing	$2,090/mo	$3,160/mo	↑ $1,070more	51.2%
Groceries	$1,074/mo	$966/mo	↓ $108less	10.1%
Transportation	$1,346/mo	$1,407/mo	↑ $61.18more	4.5%
All Utilities	$508/mo	$550/mo	↑ $42.51more	8.4%
Other	$1,887/mo	$1,898/mo	↑ $10.95more	0.6%
Healthcare	$595/mo	$592/mo	↓ $2.38less	0.4%

Housing

↑ 51.2%

Oro Valley, AZ

$2,090

Prescott Valley, AZ

$3,160

Difference

$1,070

Groceries

↓ 10.1%

Oro Valley, AZ

$1,074

Prescott Valley, AZ

$966

Difference

$108

less

Transportation

↑ 4.5%

Oro Valley, AZ

$1,346

Prescott Valley, AZ

$1,407

Difference

$61.18

All Utilities

↑ 8.4%

Oro Valley, AZ

$508

Prescott Valley, AZ

$550

Difference

$42.51

Other

↑ 0.6%

Oro Valley, AZ

$1,887

Prescott Valley, AZ

$1,898

Difference

$10.95

Healthcare

↓ 0.4%

Oro Valley, AZ

$595

Prescott Valley, AZ

$592

Difference

$2.38

less

🏠Rent Comparison

Studio

From$1,440

To$1,210

↓ $230

1 Bed

From$1,610

To$1,410

↓ $200

2 Bed

From$2,090

To$1,760

↓ $330

3 Bed

From$2,910

To$2,450

↓ $460

Oro Valley, AZZIP-level data

1BR range: $1,610–$1,610/mo

Prescott Valley, AZZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Oro Valley, AZ

$8,574

Monthly in Prescott Valley, AZ

$1,074

Difference

Home Values

Oro Valley

Prescott Valley

$491K

Median Value

$428K

↓ -1.5%

YoY Change

↑ +0.6%

↑ +31.1%

5-Year Change

↑ +31.5%

Homes in Prescott Valley are 13% less expensive than Oro Valley

Calculate payment - Oro Valley Calculate payment - Prescott Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Oro Valley, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Prescott Valley, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Oro Valley, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Prescott Valley, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oro Valley

Prescott Valley

56 Moderate

Air Quality

77 Moderate

30.9%

Good Air Days

99 High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🔥🌊🌡

▲+2.7°F

2050 Outlook

▲+2.7°F

147 days

Heat Days >95°F

161 days

▲+2.7°F

2050 Outlook

▲+2.7°F

147 days

Heat Days >95°F

161 days

Before moving from Oro Valley, AZ to Prescott Valley, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Prescott Valley, AZ for the same bedroom count and included utilities as your home in Oro Valley, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oro Valley to Prescott Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Prescott Valley, AZ by cost, housing, population and region.

Frequently Asked Questions: Oro Valley, AZ vs Prescott Valley, AZ

How do the cost estimates for Oro Valley, AZ and Prescott Valley, AZ compare?

Prescott Valley, AZ has a modeled overall cost index 18.7% higher than Oro Valley, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oro Valley, AZ, the model estimates $162,885 in Prescott Valley, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oro Valley, AZ and Prescott Valley, AZ?

The modeled two-bedroom rents are $2,090/month in Oro Valley, AZ and $1,760/month in Prescott Valley, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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