Is Phoenix, AZ cheaper than Oshkosh, WI?

Based on cost of living data, Phoenix, AZ is 13.7% more expensive than Oshkosh, WI. This translates to spending an extra $1026 per month.

What salary do I need in Phoenix, AZ to live like I do in Oshkosh, WI?

If you earn $150,000 in Oshkosh, WI, you'd need approximately $162,308.617 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Oshkosh, WI and Phoenix, AZ?

Housing in Phoenix, AZ is 61.5% more expensive than in Oshkosh, WI. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $967/month in Oshkosh, WI.

How much can I save per month by moving from Oshkosh, WI to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1026 more per month than Oshkosh, WI, or $12309 more per year, based on a $150,000 salary.

Oshkosh, WI vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oshkosh, WI — ZIP-level rent data · COL adjusted from Milwaukee, WI area

Current salary in Oshkosh, WI

Numbers update automatically as you type

You'd spend $1.0K/month more in Phoenix, AZ

$150.0K in your current city equals $162.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 13.7%

More expensive

Monthly Impact

$1,026

Extra cost

Annual Impact

$12.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oshkosh, WI

Population:66K

Cost Index:100

Median Home:$220K

Phoenix, AZ

Population:1608K

Cost Index:114

Median Home:$414K

Oshkosh, WI

The Badger State

66K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 66K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Oshkosh, WI vs Phoenix, AZ

Category	Oshkosh, WI	Phoenix, AZ	Difference	Change
🏠Housing	$1,727/mo	$2,788/mo	↑ $1,062more	61.5%
🏥Healthcare	$718/mo	$589/mo	↓ $129less	18.0%
🚗Transportation	$1,404/mo	$1,489/mo	↑ $85.30more	6.1%
📦Other	$1,603/mo	$1,677/mo	↑ $74.12more	4.6%
⚡All Utilities	$508/mo	$561/mo	↑ $53.61more	10.6%
🛒Groceries	$958/mo	$963/mo	↑ $5.14more	0.5%

🏠Housing

↑ 61.5%

Oshkosh, WI

$1,727

Phoenix, AZ

$2,788

Difference

$1,062

🏥Healthcare

↓ 18.0%

Oshkosh, WI

$718

Phoenix, AZ

$589

Difference

$129

less

🚗Transportation

↑ 6.1%

Oshkosh, WI

$1,404

Phoenix, AZ

$1,489

Difference

$85.30

📦Other

↑ 4.6%

Oshkosh, WI

$1,603

Phoenix, AZ

$1,677

Difference

$74.12

⚡All Utilities

↑ 10.6%

Oshkosh, WI

$508

Phoenix, AZ

$561

Difference

$53.61

🛒Groceries

↑ 0.5%

Oshkosh, WI

$958

Phoenix, AZ

$963

Difference

$5.14

🏠Rent Comparison

Studio

From$738

To$1,390

↑ $652

1 Bed

From$746

To$1,510

↑ $764

2 Bed

From$967

To$1,750

↑ $783

3 Bed

From$1,297

To$2,330

↑ $1,033

Oshkosh, WIZIP-level data

1BR range: $800–$890/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,917

Monthly in Oshkosh, WI

$8,068

Monthly in Phoenix, AZ

$1,151

Difference

Home Values

Oshkosh

Phoenix

$220K

Median Value

$414K

↑ +5.8%

YoY Change

↓ -3.1%

↑ +42.8%

5-Year Change

↑ +30.2%

$215K - $348K

Price Range

$274K - $957K

Homes in Phoenix are 88% more expensive than Oshkosh

Calculate payment - Oshkosh Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.6K

Per year

Monthly Difference

$301

More take-home

Effective Rate Diff

2.4%

Rate difference

Oshkosh, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Oshkosh, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.