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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $157/month more in Des Moines, IA

$150.0K in your current city equals $151.9K in Des Moines, IA

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
2.1%
More expensive
Monthly Impact
$157
Extra cost
Annual Impact
$1.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Overland Park, KS

Population:197K
Cost Index:
100
100 = national average
Median Home:$344K

Des Moines, IA

Population:214K
Cost Index:
102
(2% above avg)
Median Home:$228K

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Cost Breakdown by Category

Annual spending: Overland Park, KS vs Des Moines, IA

Housing
12.0%
Overland Park, KS
$1,856
Des Moines, IA
$2,079
Difference
$223
more
Healthcare
13.4%
Overland Park, KS
$601
Des Moines, IA
$682
Difference
$80.62
more
All Utilities
11.3%
Overland Park, KS
$530
Des Moines, IA
$470
Difference
$60.04
less
Transportation
4.4%
Overland Park, KS
$1,191
Des Moines, IA
$1,243
Difference
$52.32
more
Other
2.1%
Overland Park, KS
$1,574
Des Moines, IA
$1,607
Difference
$33.05
more
Groceries
3.2%
Overland Park, KS
$939
Des Moines, IA
$909
Difference
$30.16
less

🏠Rent Comparison

Studio
From$1,082
To$1,020
$62.00
1 Bed
From$1,182
To$1,060
$122
2 Bed
From$1,340
To$1,260
$80.00
3 Bed
From$1,748
To$1,720
$28.00
Overland Park, KSZIP-level data

1BR range: $1,290$1,710/mo

Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,691
Monthly in Overland Park, KS
$6,990
Monthly in Des Moines, IA
$299
Difference

Home Values

Overland Park
Des Moines
$344K
Median Value
$228K
↑ +3.7%
YoY Change
↑ +1.2%
↑ +40.5%
5-Year Change
↑ +32.4%
$296K - $538K
Price Range
$157K - $344K

Homes in Des Moines are 34% less expensive than Overland Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Overland Park
Des Moines
46 Good
Air Quality
45 Good
59.3%
Good Air Days
67.5%
97 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡🌪
+3.3°F
2050 Outlook
+3.4°F
44 days
Heat Days >95°F
25 days
+3.3°F
2050 Outlook
+3.4°F
44 days
Heat Days >95°F
25 days

💰 See how taxes change too — compare take-home pay between Kansas and Iowa on TaxTakeHome.com

Where your money goes further

Cities cheaper than Overland Park, KS on a $150.0K salary

Similar cost to Des Moines, IA

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