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Cost of Living Comparison 2026

๐Ÿ“ Overland Park, KS โ€” ZIP-level rent data ยท COL adjusted from Kansas City, MO area

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Phoenix, AZ

$150.0K in your current city equals $165.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Kansas City, MO-KS area
Overall Cost
โ†‘ 17.1%
More expensive
Monthly Impact
$1,281
Extra cost
Annual Impact
$15.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Overland Park, KS

Population:197K
Cost Index:100
Median Home:$344K

Phoenix, AZ

Population:1608K
Cost Index:117
Median Home:$414K

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Overland Park, KS vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 50.3%
Overland Park, KS
$1,856
Phoenix, AZ
$2,788
Difference
$933
more
๐Ÿš—Transportation
โ†‘ 25.0%
Overland Park, KS
$1,191
Phoenix, AZ
$1,489
Difference
$298
more
๐Ÿ“ฆOther
โ†‘ 6.6%
Overland Park, KS
$1,574
Phoenix, AZ
$1,677
Difference
$103
more
โšกAll Utilities
โ†‘ 5.9%
Overland Park, KS
$530
Phoenix, AZ
$561
Difference
$31.22
more
๐Ÿ›’Groceries
โ†‘ 2.5%
Overland Park, KS
$939
Phoenix, AZ
$963
Difference
$23.80
more
๐ŸฅHealthcare
โ†“ 2.0%
Overland Park, KS
$601
Phoenix, AZ
$589
Difference
$12.31
less

๐Ÿ Rent Comparison

Studio
From$1,082
To$1,390
โ†‘ $308
1 Bed
From$1,182
To$1,510
โ†‘ $328
2 Bed
From$1,340
To$1,750
โ†‘ $410
3 Bed
From$1,748
To$2,330
โ†‘ $582
Overland Park, KSZIP-level data

1BR range: $1,290โ€“$1,710/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,691
Monthly in Overland Park, KS
$8,068
Monthly in Phoenix, AZ
$1,377
Difference

Home Values

Overland Park
Phoenix
$344K
Median Value
$414K
โ†‘ +3.7%
YoY Change
โ†“ -3.1%
โ†‘ +40.5%
5-Year Change
โ†‘ +30.2%
$296K - $538K
Price Range
$274K - $957K

Homes in Phoenix are 20% more expensive than Overland Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.2K
Per year
Monthly Difference
$265
More take-home
Effective Rate Diff
2.1%
Rate difference

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Overland Park
Phoenix
46 Good
Air Quality
77 Moderate
59.3%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
44 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
44 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kansas and Arizona on TaxTakeHome.com

Where your money goes further

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