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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $23.65/month moving to Springfield, MO

$150.0K in your current city equals $149.7K in Springfield, MO

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
0.3%
Less expensive
Monthly Impact
$23.65
Savings
Annual Impact
$284
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Overland Park, KS

Population:197K
Cost Index:
100
100 = national average
Median Home:$344K

Springfield, MO

Population:170K
Cost Index:
100
(0% below avg)
Median Home:$226K

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Springfield, MO

The Show-Me State

170K
Population
State Tax
Yes

Located in Missouri, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Overland Park, KS vs Springfield, MO

Housing
0.3%
Overland Park, KS
$1,856
Springfield, MO
$1,850
Difference
$5.85
less
Other
0.3%
Overland Park, KS
$1,574
Springfield, MO
$1,569
Difference
$4.96
less
Transportation
0.3%
Overland Park, KS
$1,191
Springfield, MO
$1,187
Difference
$3.75
less
Groceries
0.2%
Overland Park, KS
$939
Springfield, MO
$938
Difference
$1.48
less
Healthcare
0.2%
Overland Park, KS
$601
Springfield, MO
$600
Difference
$0.95
less
All Utilities
0.2%
Overland Park, KS
$530
Springfield, MO
$529
Difference
$0.84
less

🏠Rent Comparison

Studio
From$1,082
To$730
$352
1 Bed
From$1,182
To$739
$443
2 Bed
From$1,340
To$913
$427
3 Bed
From$1,748
To$1,245
$503
Overland Park, KSZIP-level data

1BR range: $1,290$1,710/mo

Springfield, MOZIP-level data

1BR range: $790$1,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,691
Monthly in Overland Park, KS
$6,673
Monthly in Springfield, MO
$17.83
Difference

Home Values

Overland Park
Springfield
$344K
Median Value
$226K
↑ +3.7%
YoY Change
↑ +1.2%
↑ +40.5%
5-Year Change
↑ +44.6%
$296K - $538K
Price Range
$132K - $434K

Homes in Springfield are 34% less expensive than Overland Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$489
Per year
Monthly Difference
$40.75
More take-home
Effective Rate Diff
0.3%
Rate difference

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Springfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Springfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Overland Park
Springfield
46 Good
Air Quality
46 Good
59.3%
Good Air Days
59.3%
97 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.3°F
44 days
Heat Days >95°F
44 days
+3.3°F
2050 Outlook
+3.3°F
44 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Kansas and Missouri on TaxTakeHome.com

Where your money goes further

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