Is San Antonio, TX cheaper than Oviedo, FL?

Based on cost of living data, San Antonio, TX is 7.6% cheaper than Oviedo, FL. This translates to saving $571 per month.

What salary do I need in San Antonio, TX to live like I do in Oviedo, FL?

If you earn $150,000 in Oviedo, FL, you'd need approximately $143,142.591 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Oviedo, FL and San Antonio, TX?

Housing in San Antonio, TX is 9.7% cheaper than in Oviedo, FL. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,943/month in Oviedo, FL.

How much can I save per month by moving from Oviedo, FL to San Antonio, TX?

Moving from Oviedo, FL to San Antonio, TX could save you approximately $571 per month, or $6857 per year, based on a $150,000 salary.

Oviedo, FL vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Oviedo, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Oviedo, FL

Numbers update automatically as you type

You'd save $571/month moving to San Antonio, TX

$150.0K in your current city equals $143.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↓ 7.6%

Less expensive

Monthly Impact

$571

Savings

Annual Impact

$6.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oviedo, FL

Population:41K

Cost Index:100

Median Home:$481K

San Antonio, TX

Population:1547K

Cost Index:92

Median Home:$215K

Oviedo, FL

The Sunshine State

41K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 41K residents.

💡 Advantage: Florida has no state income tax!

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Oviedo, FL vs San Antonio, TX

Category	Oviedo, FL	San Antonio, TX	Difference	Change
🏠Housing	$2,326/mo	$2,100/mo	↓ $226less	9.7%
🛒Groceries	$997/mo	$913/mo	↓ $83.44less	8.4%
📦Other	$1,729/mo	$1,647/mo	↓ $81.81less	4.7%
⚡All Utilities	$561/mo	$496/mo	↓ $65.48less	11.7%
🚗Transportation	$1,228/mo	$1,287/mo	↑ $58.76more	4.8%
🏥Healthcare	$557/mo	$527/mo	↓ $30.79less	5.5%

🏠Housing

↓ 9.7%

Oviedo, FL

$2,326

San Antonio, TX

$2,100

Difference

$226

less

🛒Groceries

↓ 8.4%

Oviedo, FL

$997

San Antonio, TX

$913

Difference

$83.44

less

📦Other

↓ 4.7%

Oviedo, FL

$1,729

San Antonio, TX

$1,647

Difference

$81.81

less

⚡All Utilities

↓ 11.7%

Oviedo, FL

$561

San Antonio, TX

$496

Difference

$65.48

less

🚗Transportation

↑ 4.8%

Oviedo, FL

$1,228

San Antonio, TX

$1,287

Difference

$58.76

🏥Healthcare

↓ 5.5%

Oviedo, FL

$557

San Antonio, TX

$527

Difference

$30.79

less

🏠Rent Comparison

Studio

From$1,626

To$1,110

↓ $516

1 Bed

From$1,707

To$1,210

↓ $497

2 Bed

From$1,943

To$1,470

↓ $473

3 Bed

From$2,439

To$1,890

↓ $549

Oviedo, FLZIP-level data

1BR range: $2,100–$2,100/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,399

Monthly in Oviedo, FL

$6,969

Monthly in San Antonio, TX

$429

Difference

Home Values

Oviedo

San Antonio

$481K

Median Value

$215K

↓ -2.7%

YoY Change

↓ -2.9%

↑ +39.6%

5-Year Change

↑ +16.7%

$481K

Price Range

$107K - $905K

Homes in San Antonio are 55% less expensive than Oviedo

Calculate payment - Oviedo Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Oviedo, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oviedo, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.