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Cost of Living Comparison 2026

๐Ÿ“ Owasso, OK โ€” ZIP-level rent data ยท COL adjusted from Tulsa, OK area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Phoenix, AZ

$150.0K in your current city equals $172.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Tulsa, OK area
Overall Cost
โ†‘ 24.9%
More expensive
Monthly Impact
$1,866
Extra cost
Annual Impact
$22.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Owasso, OK

Population:41K
Cost Index:100
Median Home:$310K

Phoenix, AZ

Population:1608K
Cost Index:125
Median Home:$414K

Owasso, OK

The Sooner State

41K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 41K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Owasso, OK vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 71.9%
Owasso, OK
$1,622
Phoenix, AZ
$2,788
Difference
$1,167
more
๐Ÿš—Transportation
โ†‘ 26.1%
Owasso, OK
$1,181
Phoenix, AZ
$1,489
Difference
$308
more
โšกAll Utilities
โ†‘ 18.4%
Owasso, OK
$474
Phoenix, AZ
$561
Difference
$87.19
more
๐Ÿ“ฆOther
โ†‘ 5.5%
Owasso, OK
$1,590
Phoenix, AZ
$1,677
Difference
$87.18
more
๐Ÿ›’Groceries
โ†‘ 8.7%
Owasso, OK
$886
Phoenix, AZ
$963
Difference
$77.02
more
๐ŸฅHealthcare
โ†‘ 14.7%
Owasso, OK
$513
Phoenix, AZ
$589
Difference
$75.31
more

๐Ÿ Rent Comparison

Studio
From$864
To$1,390
โ†‘ $526
1 Bed
From$912
To$1,510
โ†‘ $598
2 Bed
From$1,122
To$1,750
โ†‘ $628
3 Bed
From$1,478
To$2,330
โ†‘ $852
Owasso, OKZIP-level data

1BR range: $1,130โ€“$1,130/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,266
Monthly in Owasso, OK
$8,068
Monthly in Phoenix, AZ
$1,801
Difference

Home Values

Owasso
Phoenix
$310K
Median Value
$414K
โ†‘ +2.1%
YoY Change
โ†“ -3.1%
โ†‘ +35.7%
5-Year Change
โ†‘ +30.2%
$310K
Price Range
$274K - $957K

Homes in Phoenix are 34% more expensive than Owasso

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.0K
Per year
Monthly Difference
$171
More take-home
Effective Rate Diff
1.4%
Rate difference

Owasso, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Owasso, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Owasso
Phoenix
51 Moderate
Air Quality
77 Moderate
48.4%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
61 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Oklahoma and Arizona on TaxTakeHome.com

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