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Cost of Living Comparison 2026

๐Ÿ“ Oxford, MS โ€” COL adjusted from Memphis, TN area + state data

$

Numbers update automatically as you type

You'd spend $2.3K/month more in Tampa, FL

$150.0K in your current city equals $177.3K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 30.3%
More expensive
Monthly Impact
$2,273
Extra cost
Annual Impact
$27.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oxford, MS

Population:27K
Cost Index:100
Median Home:$129K

Tampa, FL

Population:385K
Cost Index:130
Median Home:$367K

Oxford, MS

The Magnolia State

27K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 27K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Oxford, MS vs Tampa, FL

๐Ÿ Housing
โ†‘ 77.1%
Oxford, MS
$1,526
Tampa, FL
$2,703
Difference
$1,176
more
๐Ÿ“ฆOther
โ†‘ 17.5%
Oxford, MS
$1,539
Tampa, FL
$1,808
Difference
$269
more
๐Ÿš—Transportation
โ†‘ 12.4%
Oxford, MS
$1,142
Tampa, FL
$1,284
Difference
$142
more
๐Ÿ›’Groceries
โ†‘ 13.2%
Oxford, MS
$901
Tampa, FL
$1,019
Difference
$119
more
โšกAll Utilities
โ†‘ 12.9%
Oxford, MS
$508
Tampa, FL
$574
Difference
$65.60
more
๐ŸฅHealthcare
โ†‘ 12.9%
Oxford, MS
$505
Tampa, FL
$570
Difference
$65.12
more

๐Ÿ Rent Comparison

Studio
From$508
To$1,850
โ†‘ $1,342
1 Bed
From$586
To$1,960
โ†‘ $1,374
2 Bed
From$703
To$2,290
โ†‘ $1,587
3 Bed
From$937
To$2,930
โ†‘ $1,993
Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,121
Monthly in Oxford, MS
$7,958
Monthly in Tampa, FL
$1,837
Difference

Home Values

Oxford
Tampa
-
Median Value
$367K
-
YoY Change
โ†“ -4%
-
5-Year Change
โ†‘ +42.1%
-
Price Range
$251K - $989K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.3K
Per year
Monthly Difference
$613
More take-home
Effective Rate Diff
4.9%
Rate difference

Oxford, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Oxford, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oxford
Tampa
55 Moderate
Air Quality
50 Good
34.4%
Good Air Days
52.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
54 days
Heat Days >95ยฐF
38 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
54 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Mississippi and Florida on TaxTakeHome.com

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