Oxford, NC vs Fort Oglethorpe, GA: Cost of Living

Which city costs less?

Fort Oglethorpe, GA has a modeled overall cost index 3.2% lower than Oxford, NC.

Oxford, NC · modeled 2BR rent: $1,200 / month
Fort Oglethorpe, GA · modeled 2BR rent: $1,250 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Oxford, NC and Fort Oglethorpe, GA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Oxford, NC

Numbers update automatically as you type

Estimated savings: $242/month in Fort Oglethorpe, GA

$150,000 in your current city has a modeled equivalent of $147,098 in Fort Oglethorpe, GA

Regional cost estimates: Oxford, NC uses Durham, NC. Fort Oglethorpe, GA uses Atlanta, GA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 3.2%

Less expensive

Monthly Impact

$242

Savings

Annual Impact

$2.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Oxford, NC

Population:9K

Cost Index:

92.1

100 = national average

Typical Home:$246K

Fort Oglethorpe, GA

Population:11K

Cost Index:

89.2

100 = national average

Typical Home:$253K

Planning the move to Fort Oglethorpe?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Oxford, NC

The Tar Heel State

Population

State Tax

Yes

Located in North Carolina, this city has a population of 9K residents.

Fort Oglethorpe, GA

The Peach State

11K

Population

State Tax

Yes

Located in Georgia, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Oxford, NC vs Fort Oglethorpe, GA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Oxford, NC	Fort Oglethorpe, GA	Difference	Change
Housing	$2,353/mo	$2,127/mo	↓ $225less	9.6%
Groceries	$986/mo	$942/mo	↓ $43.77less	4.4%
Healthcare	$617/mo	$578/mo	↓ $39.59less	6.4%
Transportation	$1,266/mo	$1,304/mo	↑ $37.62more	3.0%
Other	$1,717/mo	$1,734/mo	↑ $16.69more	1.0%
All Utilities	$561/mo	$574/mo	↑ $12.62more	2.2%

Housing

↓ 9.6%

Oxford, NC

$2,353

Fort Oglethorpe, GA

$2,127

Difference

$225

less

Groceries

↓ 4.4%

Oxford, NC

$986

Fort Oglethorpe, GA

$942

Difference

$43.77

less

Healthcare

↓ 6.4%

Oxford, NC

$617

Fort Oglethorpe, GA

$578

Difference

$39.59

less

Transportation

↑ 3.0%

Oxford, NC

$1,266

Fort Oglethorpe, GA

$1,304

Difference

$37.62

Other

↑ 1.0%

Oxford, NC

$1,717

Fort Oglethorpe, GA

$1,734

Difference

$16.69

All Utilities

↑ 2.2%

Oxford, NC

$561

Fort Oglethorpe, GA

$574

Difference

$12.62

🏠Rent Comparison

Studio

From$1,030

To$1,090

↑ $60.00

1 Bed

From$1,090

To$1,140

↑ $50.00

2 Bed

From$1,200

To$1,250

↑ $50.00

3 Bed

From$1,580

To$1,560

↓ $20.00

Oxford, NCZIP-level data

1BR range: $1,090–$1,090/mo

Fort Oglethorpe, GAZIP-level data

1BR range: $1,140–$1,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Oxford, NC

$7,258

Monthly in Fort Oglethorpe, GA

$242

Difference

Home Values

Oxford

Fort Oglethorpe

$246K

Median Value

$253K

↓ -0.2%

YoY Change

↓ -0.5%

↑ +34.3%

5-Year Change

↑ +44.3%

Homes in Fort Oglethorpe are 3% more expensive than Oxford

Calculate payment - Oxford Calculate payment - Fort Oglethorpe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.3K

More taxes

Monthly Difference

$111

Less take-home

Effective Rate Diff

0.9%

Rate difference

Oxford, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Fort Oglethorpe, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Additional Tax Information

Oxford, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Fort Oglethorpe, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Oxford

Fort Oglethorpe

51 Moderate

Air Quality

50 Good

46.4%

Good Air Days

50.8%

90 Moderate

Climate Risk

96 High

🌪💨

Top Hazards

🌊🌪💨

▲+2.7°F

2050 Outlook

▲+2.7°F

36 days

Heat Days >95°F

28 days

▲+2.7°F

2050 Outlook

▲+2.7°F

36 days

Heat Days >95°F

28 days

Before moving from Oxford, NC to Fort Oglethorpe, GA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Fort Oglethorpe, GA for the same bedroom count and included utilities as your home in Oxford, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Oxford to Fort Oglethorpe moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Oglethorpe, GA by cost, housing, population and region.

Frequently Asked Questions: Oxford, NC vs Fort Oglethorpe, GA

How do the cost estimates for Oxford, NC and Fort Oglethorpe, GA compare?

Fort Oglethorpe, GA has a modeled overall cost index 3.2% lower than Oxford, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Oxford, NC, the model estimates $147,098 in Fort Oglethorpe, GA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Oxford, NC and Fort Oglethorpe, GA?

The modeled two-bedroom rents are $1,200/month in Oxford, NC and $1,250/month in Fort Oglethorpe, GA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Carolina and Georgia on TaxTakeHome.com

Where your money goes further

Cities cheaper than Oxford, NC on a $150.0K salary

Similar cost to Fort Oglethorpe, GA

Other cities in a similar price range

Austin, TX Nashville, TN Raleigh, NC

Want to compare different cities?

New Comparison