Is Garden Grove, CA cheaper than Oxnard, CA?

Based on cost of living data, Garden Grove, CA is 5.5% more expensive than Oxnard, CA. This translates to spending an extra $411 per month.

What salary do I need in Garden Grove, CA to live like I do in Oxnard, CA?

If you earn $150,000 in Oxnard, CA, you'd need approximately $154,931.507 in Garden Grove, CA to maintain the same standard of living.

How does housing cost compare between Oxnard, CA and Garden Grove, CA?

Housing in Garden Grove, CA is 13.2% more expensive than in Oxnard, CA. For a two-bedroom apartment, rent is $2,650/month in Garden Grove, CA compared to $2,350/month in Oxnard, CA.

How much can I save per month by moving from Oxnard, CA to Garden Grove, CA?

Living in Garden Grove, CA costs approximately $411 more per month than Oxnard, CA, or $4932 more per year, based on a $150,000 salary.

Oxnard, CA vs Garden Grove, CA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Oxnard, CA

Numbers update automatically as you type

You'd spend $411/month more in Garden Grove, CA

$150.0K in your current city equals $154.9K in Garden Grove, CA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 5.5%

More expensive

Monthly Impact

$411

Extra cost

Annual Impact

$4.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oxnard, CA

Population:202K

Cost Index:

100

100 = national average

Median Home:$764K

Garden Grove, CA

Population:168K

Cost Index:

105

(5% above avg)

Median Home:$833K

Oxnard, CA

The Golden State

202K

Population

State Tax

Yes

Located in California, this city has a population of 202K residents.

Garden Grove, CA

The Golden State

168K

Population

State Tax

Yes

Located in California, this city has a population of 168K residents.

Cost Breakdown by Category

Annual spending: Oxnard, CA vs Garden Grove, CA

Category	Oxnard, CA	Garden Grove, CA	Difference	Change
Housing	$5,301/mo	$6,003/mo	↑ $702more	13.2%
Other	$1,975/mo	$1,724/mo	↓ $251less	12.7%
Groceries	$1,039/mo	$1,039/mo	→ $0	0.0%
Transportation	$2,158/mo	$2,158/mo	→ $0	0.0%
All Utilities	$557/mo	$557/mo	→ $0	0.0%
Healthcare	$551/mo	$551/mo	→ $0	0.0%

Housing

↑ 13.2%

Oxnard, CA

$5,301

Garden Grove, CA

$6,003

Difference

$702

Other

↓ 12.7%

Oxnard, CA

$1,975

Garden Grove, CA

$1,724

Difference

$251

less

Groceries

→ 0.0%

Oxnard, CA

$1,039

Garden Grove, CA

$1,039

Difference

same

Transportation

→ 0.0%

Oxnard, CA

$2,158

Garden Grove, CA

$2,158

Difference

same

All Utilities

→ 0.0%

Oxnard, CA

$557

Garden Grove, CA

$557

Difference

same

Healthcare

→ 0.0%

Oxnard, CA

$551

Garden Grove, CA

$551

Difference

same

🏠Rent Comparison

Studio

From$1,740

To$1,750

↑ $10.00

1 Bed

From$1,960

To$2,050

↑ $90.00

2 Bed

From$2,350

To$2,650

↑ $300

3 Bed

From$3,190

To$3,800

↑ $610

Oxnard, CAZIP-level data

1BR range: $1,860–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,583

Monthly in Oxnard, CA

$12,034

Monthly in Garden Grove, CA

$451

Difference

Home Values

Oxnard

Garden Grove

$764K

Median Value

↓ -0.6%

YoY Change

↑ +27.4%

5-Year Change

$691K - $883K

Price Range

Calculate payment - Oxnard

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Oxnard, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Garden Grove, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Oxnard, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Garden Grove, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.