Is Portland, OR cheaper than Oxnard, CA?

Based on cost of living data, Portland, OR is 11.0% cheaper than Oxnard, CA. This translates to saving $822 per month.

What salary do I need in Portland, OR to live like I do in Oxnard, CA?

If you earn $150,000 in Oxnard, CA, you'd need approximately $140,136.986 in Portland, OR to maintain the same standard of living.

How does housing cost compare between Oxnard, CA and Portland, OR?

Housing in Portland, OR is 11.3% cheaper than in Oxnard, CA. For a two-bedroom apartment, rent is $1,900/month in Portland, OR compared to $2,350/month in Oxnard, CA.

How much can I save per month by moving from Oxnard, CA to Portland, OR?

Moving from Oxnard, CA to Portland, OR could save you approximately $822 per month, or $9863 per year, based on a $150,000 salary.

Oxnard, CA vs Portland, OR: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Oxnard, CA

Numbers update automatically as you type

You'd save $822/month moving to Portland, OR

$150.0K in your current city equals $140.1K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 11.0%

Less expensive

Monthly Impact

$822

Savings

Annual Impact

$9.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oxnard, CA

Population:202K

Cost Index:

100

100 = national average

Median Home:$764K

Portland, OR

Population:641K

Cost Index:

(11% below avg)

Median Home:$535K

Oxnard, CA

The Golden State

202K

Population

State Tax

Yes

Located in California, this city has a population of 202K residents.

Portland, OR

The Beaver State

641K

Population

State Tax

Yes

Climate

Oceanic

Notable Facts

•Craft beer capital
•Foodie destination
•Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Oxnard, CA vs Portland, OR

Category	Oxnard, CA	Portland, OR	Difference	Change
Housing	$5,301/mo	$4,704/mo	↓ $598less	11.3%
Transportation	$2,158/mo	$1,721/mo	↓ $437less	20.3%
Healthcare	$551/mo	$663/mo	↑ $112more	20.2%
All Utilities	$557/mo	$475/mo	↓ $81.96less	14.7%
Other	$1,975/mo	$1,925/mo	↓ $50.22less	2.5%
Groceries	$1,039/mo	$1,069/mo	↑ $29.98more	2.9%

Housing

↓ 11.3%

Oxnard, CA

$5,301

Portland, OR

$4,704

Difference

$598

less

Transportation

↓ 20.3%

Oxnard, CA

$2,158

Portland, OR

$1,721

Difference

$437

less

Healthcare

↑ 20.2%

Oxnard, CA

$551

Portland, OR

$663

Difference

$112

All Utilities

↓ 14.7%

Oxnard, CA

$557

Portland, OR

$475

Difference

$81.96

less

Other

↓ 2.5%

Oxnard, CA

$1,975

Portland, OR

$1,925

Difference

$50.22

less

Groceries

↑ 2.9%

Oxnard, CA

$1,039

Portland, OR

$1,069

Difference

$29.98

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Oxnard, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,740

To$1,555

↓ $185

1 Bed

From$1,960

To$1,655

↓ $305

2 Bed

From$2,350

To$1,900

↓ $450

3 Bed

From$3,190

To$2,590

↓ $600

Oxnard, CAZIP-level data

1BR range: $1,860–$2,380/mo

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,583

Monthly in Oxnard, CA

$10,557

Monthly in Portland, OR

$1,026

Difference

Home Values

Oxnard

Portland

$764K

Median Value

$535K

↓ -0.6%

YoY Change

↓ -1.2%

↑ +27.4%

5-Year Change

↑ +7.2%

$691K - $883K

Price Range

$351K - $760K

Homes in Portland are 30% less expensive than Oxnard

Calculate payment - Oxnard Calculate payment - Portland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.9K

More taxes

Monthly Difference

$407

Less take-home

Effective Rate Diff

3.3%

Rate difference

Oxnard, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Portland, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Oxnard, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.