Is Raleigh, NC cheaper than Oxnard, CA?

Based on cost of living data, Raleigh, NC is 33.6% cheaper than Oxnard, CA. This translates to saving $2517 per month.

What salary do I need in Raleigh, NC to live like I do in Oxnard, CA?

If you earn $150,000 in Oxnard, CA, you'd need approximately $119,794.521 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Oxnard, CA and Raleigh, NC?

Housing in Raleigh, NC is 53.4% cheaper than in Oxnard, CA. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $2,350/month in Oxnard, CA.

How much can I save per month by moving from Oxnard, CA to Raleigh, NC?

Moving from Oxnard, CA to Raleigh, NC could save you approximately $2517 per month, or $30205 per year, based on a $150,000 salary.

Oxnard, CA vs Raleigh, NC: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

Current salary in Oxnard, CA

Numbers update automatically as you type

You'd save $2.5K/month moving to Raleigh, NC

$150.0K in your current city equals $119.8K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 33.6%

Less expensive

Monthly Impact

$2,517

Savings

Annual Impact

$30.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oxnard, CA

Population:202K

Cost Index:100

Median Home:$764K

Raleigh, NC

Population:474K

Cost Index:66

Median Home:$512K

Oxnard, CA

The Golden State

202K

Population

State Tax

Yes

Located in California, this city has a population of 202K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Oxnard, CA vs Raleigh, NC

Category	Oxnard, CA	Raleigh, NC	Difference	Change
🏠Housing	$5,301/mo	$2,469/mo	↓ $2,833less	53.4%
🚗Transportation	$2,158/mo	$1,284/mo	↓ $874less	40.5%
📦Other	$1,975/mo	$1,707/mo	↓ $268less	13.6%
🛒Groceries	$1,039/mo	$959/mo	↓ $79.94less	7.7%
🏥Healthcare	$551/mo	$601/mo	↑ $49.57more	9.0%
⚡All Utilities	$557/mo	$546/mo	↓ $10.93less	2.0%

🏠Housing

↓ 53.4%

Oxnard, CA

$5,301

Raleigh, NC

$2,469

Difference

$2,833

less

🚗Transportation

↓ 40.5%

Oxnard, CA

$2,158

Raleigh, NC

$1,284

Difference

$874

less

📦Other

↓ 13.6%

Oxnard, CA

$1,975

Raleigh, NC

$1,707

Difference

$268

less

🛒Groceries

↓ 7.7%

Oxnard, CA

$1,039

Raleigh, NC

$959

Difference

$79.94

less

🏥Healthcare

↑ 9.0%

Oxnard, CA

$551

Raleigh, NC

$601

Difference

$49.57

⚡All Utilities

↓ 2.0%

Oxnard, CA

$557

Raleigh, NC

$546

Difference

$10.93

less

🏠Rent Comparison

Studio

From$1,740

To$1,570

↓ $170

1 Bed

From$1,960

To$1,640

↓ $320

2 Bed

From$2,350

To$1,800

↓ $550

3 Bed

From$3,190

To$2,255

↓ $935

Oxnard, CAZIP-level data

1BR range: $1,860–$2,380/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,583

Monthly in Oxnard, CA

$7,567

Monthly in Raleigh, NC

$4,016

Difference

Home Values

Oxnard

Raleigh

$764K

Median Value

$512K

↓ -0.6%

YoY Change

↓ -0.5%

↑ +27.4%

5-Year Change

↑ +38.2%

$691K - $883K

Price Range

$314K - $992K

Homes in Raleigh are 33% less expensive than Oxnard

Calculate payment - Oxnard Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.5K

Per year

Monthly Difference

$292

More take-home

Effective Rate Diff

2.3%

Rate difference

Oxnard, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Oxnard, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.