Is Spring Valley, NV cheaper than Oxnard, CA?

Based on cost of living data, Spring Valley, NV is 27.1% cheaper than Oxnard, CA. This translates to saving $2036 per month.

What salary do I need in Spring Valley, NV to live like I do in Oxnard, CA?

If you earn $150,000 in Oxnard, CA, you'd need approximately $125,567.613 in Spring Valley, NV to maintain the same standard of living.

How does housing cost compare between Oxnard, CA and Spring Valley, NV?

Housing in Spring Valley, NV is 45.3% cheaper than in Oxnard, CA. For a two-bedroom apartment, rent is $1,327/month in Spring Valley, NV compared to $2,350/month in Oxnard, CA.

How much can I save per month by moving from Oxnard, CA to Spring Valley, NV?

Moving from Oxnard, CA to Spring Valley, NV could save you approximately $2036 per month, or $24432 per year, based on a $150,000 salary.

Oxnard, CA vs Spring Valley, NV: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Oxnard, CA

Numbers update automatically as you type

You'd save $2.0K/month moving to Spring Valley, NV

$150.0K in your current city equals $125.6K in Spring Valley, NV

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 27.1%

Less expensive

Monthly Impact

$2,036

Savings

Annual Impact

$24.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Oxnard, CA

Population:202K

Cost Index:

100

100 = national average

Median Home:$764K

Spring Valley, NV

Population:216K

Cost Index:

(27% below avg)

Median Home:$377K

Oxnard, CA

The Golden State

202K

Population

State Tax

Yes

Located in California, this city has a population of 202K residents.

Spring Valley, NV

The Silver State

216K

Population

State Tax

No Income Tax

Located in Nevada, this city has a population of 216K residents.

💡 Advantage: Nevada has no state income tax!

Cost Breakdown by Category

Annual spending: Oxnard, CA vs Spring Valley, NV

Category	Oxnard, CA	Spring Valley, NV	Difference	Change
Housing	$5,301/mo	$2,899/mo	↓ $2,403less	45.3%
Transportation	$2,158/mo	$1,506/mo	↓ $652less	30.2%
Other	$1,975/mo	$1,764/mo	↓ $211less	10.7%
Healthcare	$551/mo	$624/mo	↑ $72.86more	13.2%
All Utilities	$557/mo	$502/mo	↓ $55.36less	9.9%
Groceries	$1,039/mo	$1,027/mo	↓ $12.64less	1.2%

Housing

↓ 45.3%

Oxnard, CA

$5,301

Spring Valley, NV

$2,899

Difference

$2,403

less

Transportation

↓ 30.2%

Oxnard, CA

$2,158

Spring Valley, NV

$1,506

Difference

$652

less

Other

↓ 10.7%

Oxnard, CA

$1,975

Spring Valley, NV

$1,764

Difference

$211

less

Healthcare

↑ 13.2%

Oxnard, CA

$551

Spring Valley, NV

$624

Difference

$72.86

All Utilities

↓ 9.9%

Oxnard, CA

$557

Spring Valley, NV

$502

Difference

$55.36

less

Groceries

↓ 1.2%

Oxnard, CA

$1,039

Spring Valley, NV

$1,027

Difference

$12.64

less

🏠Rent Comparison

Studio

From$1,740

To$912

↓ $828

1 Bed

From$1,960

To$1,078

↓ $882

2 Bed

From$2,350

To$1,327

↓ $1,023

3 Bed

From$3,190

To$1,825

↓ $1,365

Oxnard, CAZIP-level data

1BR range: $1,860–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,583

Monthly in Oxnard, CA

$8,322

Monthly in Spring Valley, NV

$3,261

Difference

Home Values

Oxnard

Spring Valley

$764K

Median Value

↓ -0.6%

YoY Change

↑ +27.4%

5-Year Change

$691K - $883K

Price Range

Calculate payment - Oxnard

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Oxnard, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Spring Valley, NV

Federal Income Tax

Effective: 18.9%

$25.5K

Nevada State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Oxnard, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Spring Valley, NV Tax Rates

Sales Tax:8.2%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.