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Cost of Living Comparison 2026

๐Ÿ“ Paducah, KY โ€” ZIP-level rent data ยท COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Austin, TX

$150.0K in your current city equals $166.9K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.8%
More expensive
Monthly Impact
$1,408
Extra cost
Annual Impact
$16.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Paducah, KY

Population:27K
Cost Index:100
Median Home:$187K

Austin, TX

Population:979K
Cost Index:119
Median Home:$558K

Paducah, KY

The Bluegrass State

27K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 27K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Paducah, KY vs Austin, TX

๐Ÿ Housing
โ†‘ 43.6%
Paducah, KY
$2,009
Austin, TX
$2,885
Difference
$876
more
๐Ÿš—Transportation
โ†‘ 18.8%
Paducah, KY
$1,081
Austin, TX
$1,284
Difference
$203
more
๐Ÿ“ฆOther
โ†‘ 6.5%
Paducah, KY
$1,635
Austin, TX
$1,741
Difference
$106
more
๐Ÿ›’Groceries
โ†‘ 10.1%
Paducah, KY
$871
Austin, TX
$959
Difference
$88.25
more
โšกAll Utilities
โ†‘ 13.6%
Paducah, KY
$476
Austin, TX
$541
Difference
$64.65
more
๐ŸฅHealthcare
โ†‘ 5.6%
Paducah, KY
$557
Austin, TX
$589
Difference
$31.47
more

๐Ÿ›๏ธ Local Income Taxes

Paducah, KY: Paducah Occupational Tax$3,000/yr (2.0%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$508
To$1,585
โ†‘ $1,077
1 Bed
From$590
To$1,685
โ†‘ $1,095
2 Bed
From$737
To$1,995
โ†‘ $1,258
3 Bed
From$887
To$2,525
โ†‘ $1,638
Paducah, KYZIP-level data

1BR range: $720โ€“$930/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,629
Monthly in Paducah, KY
$7,998
Monthly in Austin, TX
$1,370
Difference

Home Values

Paducah
Austin
$187K
Median Value
$558K
โ†‘ +4.5%
YoY Change
โ†“ -5%
โ†‘ +35%
5-Year Change
โ†‘ +12.6%
$156K - $217K
Price Range
$272K - $1.26M

Homes in Austin are 199% more expensive than Paducah

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Paducah, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Paducah, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Paducah
Austin
50 Good
Air Quality
52 Moderate
51.6%
Good Air Days
42.6%
97 High
Climate Risk
98 High
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
42 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
42 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Texas on TaxTakeHome.com

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