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Cost of Living Comparison 2026

๐Ÿ“ Paducah, KY โ€” ZIP-level rent data ยท COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd spend $2.0K/month more in Denver, CO

$150.0K in your current city equals $174.2K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 26.8%
More expensive
Monthly Impact
$2,014
Extra cost
Annual Impact
$24.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Paducah, KY

Population:27K
Cost Index:100
Median Home:$187K

Denver, CO

Population:716K
Cost Index:127
Median Home:$513K

Paducah, KY

The Bluegrass State

27K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 27K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Paducah, KY vs Denver, CO

๐Ÿ Housing
โ†‘ 61.7%
Paducah, KY
$2,009
Denver, CO
$3,248
Difference
$1,240
more
๐Ÿš—Transportation
โ†‘ 35.2%
Paducah, KY
$1,081
Denver, CO
$1,462
Difference
$381
more
๐Ÿ›’Groceries
โ†‘ 18.2%
Paducah, KY
$871
Denver, CO
$1,029
Difference
$158
more
๐Ÿ“ฆOther
โ†‘ 8.5%
Paducah, KY
$1,635
Denver, CO
$1,774
Difference
$140
more
๐ŸฅHealthcare
โ†‘ 13.4%
Paducah, KY
$557
Denver, CO
$632
Difference
$74.84
more
โšกAll Utilities
โ†‘ 9.0%
Paducah, KY
$476
Denver, CO
$519
Difference
$42.79
more

๐Ÿ›๏ธ Local Income Taxes

Paducah, KY: Paducah Occupational Tax$3,000/yr (2.0%)
Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)
Net difference-$2,931/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$508
To$1,720
โ†‘ $1,212
1 Bed
From$590
To$1,840
โ†‘ $1,250
2 Bed
From$737
To$2,190
โ†‘ $1,453
3 Bed
From$887
To$2,870
โ†‘ $1,983
Paducah, KYZIP-level data

1BR range: $720โ€“$930/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,629
Monthly in Paducah, KY
$8,665
Monthly in Denver, CO
$2,036
Difference

Home Values

Paducah
Denver
$187K
Median Value
$513K
โ†‘ +4.5%
YoY Change
โ†“ -4.2%
โ†‘ +35%
5-Year Change
โ†‘ +13%
$156K - $217K
Price Range
$352K - $933K

Homes in Denver are 175% more expensive than Paducah

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $900
Per year
Monthly Difference
$75.00
More take-home
Effective Rate Diff
0.6%
Rate difference

Paducah, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Paducah, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Paducah
Denver
50 Good
Air Quality
55 Moderate
51.6%
Good Air Days
35.2%
97 High
Climate Risk
95 High
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
42 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
42 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Colorado on TaxTakeHome.com

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