Is Dallas, TX cheaper than Palm Bay, FL?

Based on cost of living data, Dallas, TX is 1.0% more expensive than Palm Bay, FL. The two cities have very similar living costs.

What salary do I need in Dallas, TX to live like I do in Palm Bay, FL?

If you earn $150,000 in Palm Bay, FL, you'd need approximately $150,940.38 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Palm Bay, FL and Dallas, TX?

Housing in Dallas, TX is 1.3% more expensive than in Palm Bay, FL. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,514/month in Palm Bay, FL.

How much can I save per month by moving from Palm Bay, FL to Dallas, TX?

Palm Bay, FL and Dallas, TX have very similar costs of living, based on a $150,000 salary.

Palm Bay, FL vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Bay, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in Palm Bay, FL

Numbers update automatically as you type

You'd spend $78.37/month more in Dallas, TX

$150.0K in your current city equals $150.9K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 1.0%

More expensive

Monthly Impact

$78.37

Extra cost

Annual Impact

$940

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Bay, FL

Population:136K

Cost Index:100

Median Home:$304K

Dallas, TX

Population:1304K

Cost Index:101

Median Home:$292K

Palm Bay, FL

The Sunshine State

136K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 136K residents.

💡 Advantage: Florida has no state income tax!

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Palm Bay, FL vs Dallas, TX

Category	Palm Bay, FL	Dallas, TX	Difference	Change
🏥Healthcare	$562/mo	$632/mo	↑ $70.44more	12.5%
🚗Transportation	$1,246/mo	$1,298/mo	↑ $51.61more	4.1%
🏠Housing	$2,361/mo	$2,391/mo	↑ $30.32more	1.3%
🛒Groceries	$1,004/mo	$979/mo	↓ $24.79less	2.5%
📦Other	$1,754/mo	$1,774/mo	↑ $19.96more	1.1%
⚡All Utilities	$565/mo	$563/mo	↓ $2.39less	0.4%

🏥Healthcare

↑ 12.5%

Palm Bay, FL

$562

Dallas, TX

$632

Difference

$70.44

🚗Transportation

↑ 4.1%

Palm Bay, FL

$1,246

Dallas, TX

$1,298

Difference

$51.61

🏠Housing

↑ 1.3%

Palm Bay, FL

$2,361

Dallas, TX

$2,391

Difference

$30.32

🛒Groceries

↓ 2.5%

Palm Bay, FL

$1,004

Dallas, TX

$979

Difference

$24.79

less

📦Other

↑ 1.1%

Palm Bay, FL

$1,754

Dallas, TX

$1,774

Difference

$19.96

⚡All Utilities

↓ 0.4%

Palm Bay, FL

$565

Dallas, TX

$563

Difference

$2.39

less

🏠Rent Comparison

Studio

From$1,122

To$1,450

↑ $328

1 Bed

From$1,312

To$1,505

↑ $193

2 Bed

From$1,514

To$1,765

↑ $251

3 Bed

From$2,062

To$2,220

↑ $158

Palm Bay, FLZIP-level data

1BR range: $1,410–$1,750/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,492

Monthly in Palm Bay, FL

$7,637

Monthly in Dallas, TX

$145

Difference

Home Values

Palm Bay

Dallas

$304K

Median Value

$292K

↓ -4.5%

YoY Change

↓ -3.1%

↑ +33%

5-Year Change

↑ +27.1%

$231K - $313K

Price Range

$138K - $2.01M

Homes in Dallas are 4% less expensive than Palm Bay

Calculate payment - Palm Bay Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Palm Bay, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Palm Bay, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.