Palm Beach, FL vs Pittsburgh, PA: Cost of Living

Which city costs less?

Pittsburgh, PA has a modeled overall cost index 11.4% lower than Palm Beach, FL.

Palm Beach, FL · modeled 2BR rent
$2,410 / month
Pittsburgh, PA · modeled 2BR rent
$1,050 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Palm Beach, FL and Pittsburgh, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $811/month in Pittsburgh, PA

$150,000 in your current city has a modeled equivalent of $140,269 in Pittsburgh, PA

Regional cost estimates: Palm Beach, FL uses Hialeah, FL. Pittsburgh, PA uses Pittsburgh, PA Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 11.4%
Less expensive
Monthly Impact
$811
Savings
Annual Impact
$9.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Palm Beach, FL

Population:9K
Cost Index:
100.4
100 = national average
Typical Home:$1.49M

Pittsburgh, PA

Population:303K
Cost Index:
89.0
100 = national average

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Palm Beach, FL

The Sunshine State

9K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 9K residents.

💡 Advantage: Florida has no state income tax!

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Estimated monthly spending: Palm Beach, FL vs Pittsburgh, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 25.7%
Palm Beach, FL
$2,544
Pittsburgh, PA
$1,891
Difference
$653
less
Other
↓ 6.9%
Palm Beach, FL
$1,675
Pittsburgh, PA
$1,559
Difference
$116
less
All Utilities
↑ 23.4%
Palm Beach, FL
$477
Pittsburgh, PA
$588
Difference
$112
more
Transportation
↓ 7.3%
Palm Beach, FL
$1,272
Pittsburgh, PA
$1,180
Difference
$92.21
less
Groceries
↓ 3.2%
Palm Beach, FL
$992
Pittsburgh, PA
$960
Difference
$31.75
less
Healthcare
↓ 5.5%
Palm Beach, FL
$541
Pittsburgh, PA
$511
Difference
$29.84
less

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Palm Beach, FL has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$1,910
To$750
↓ $1,160
1 Bed
From$2,030
To$850
↓ $1,180
2 Bed
From$2,410
To$1,050
↓ $1,360
3 Bed
From$3,120
To$1,400
↓ $1,720
Palm Beach, FLZIP-level data

1BR range: $2,030–$2,030/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Palm Beach, FL
$6,689
Monthly in Pittsburgh, PA
$811
Difference

Home Values

Palm Beach
Pittsburgh
$1.49M
Median Value
-
↓ -2.3%
YoY Change
-
↑ +65.2%
5-Year Change
-
Calculate payment - Palm Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.6K
More taxes
Monthly Difference
$384
Less take-home
Effective Rate Diff
3.1%
Rate difference

Palm Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Palm Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Palm Beach, FL: No data yet
Pittsburgh, PA
38/100
3.1% sidewalk tags · 2.4% cycling tags

Environment

Palm Beach
Pittsburgh
48 Good
Air Quality
52 Moderate
59.8%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌪💨
▲+2.3°F
2050 Outlook
▲+3.0°F
22 days
Heat Days >95°F
12 days
▲+2.3°F
2050 Outlook
▲+3.0°F
22 days
Heat Days >95°F
12 days

Before moving from Palm Beach, FL to Pittsburgh, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pittsburgh, PA for the same bedroom count and included utilities as your home in Palm Beach, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Palm Beach to Pittsburgh moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pittsburgh, PA by cost, housing, population and region.

Frequently Asked Questions: Palm Beach, FL vs Pittsburgh, PA

How do the cost estimates for Palm Beach, FL and Pittsburgh, PA compare?

Pittsburgh, PA has a modeled overall cost index 11.4% lower than Palm Beach, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Palm Beach, FL, the model estimates $140,269 in Pittsburgh, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Palm Beach, FL and Pittsburgh, PA?

The modeled two-bedroom rents are $2,410/month in Palm Beach, FL and $1,050/month in Pittsburgh, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Pennsylvania on TaxTakeHome.com

Where your money goes further

Cities cheaper than Palm Beach, FL on a $150.0K salary

1.St. Louis, MO
Save $994/mo
2.Indianapolis, IN
Save $968/mo
3.San Antonio, TX
Save $738/mo
4.Columbus, OH
Save $692/mo
5.Kansas City, MO
Save $689/mo

Similar cost to Pittsburgh, PA

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