Is Denver, CO cheaper than Palm Beach Gardens, FL?

Based on cost of living data, Denver, CO is 7.4% more expensive than Palm Beach Gardens, FL. This translates to spending an extra $554 per month.

What salary do I need in Denver, CO to live like I do in Palm Beach Gardens, FL?

If you earn $150,000 in Palm Beach Gardens, FL, you'd need approximately $156,644.626 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Palm Beach Gardens, FL and Denver, CO?

Housing in Denver, CO is 21.5% more expensive than in Palm Beach Gardens, FL. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,749/month in Palm Beach Gardens, FL.

How much can I save per month by moving from Palm Beach Gardens, FL to Denver, CO?

Living in Denver, CO costs approximately $554 more per month than Palm Beach Gardens, FL, or $6645 more per year, based on a $150,000 salary.

Palm Beach Gardens, FL vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Beach Gardens, FL — COL adjusted from Hialeah, FL area + state data

Current salary in Palm Beach Gardens, FL

Numbers update automatically as you type

You'd spend $554/month more in Denver, CO

$150.0K in your current city equals $156.6K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.4%

More expensive

Monthly Impact

$554

Extra cost

Annual Impact

$6.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Beach Gardens, FL

Population:61K

Cost Index:100

Median Home:$415K

Denver, CO

Population:716K

Cost Index:107

Median Home:$513K

Palm Beach Gardens, FL

The Sunshine State

61K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 61K residents.

💡 Advantage: Florida has no state income tax!

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Palm Beach Gardens, FL vs Denver, CO

Category	Palm Beach Gardens, FL	Denver, CO	Difference	Change
🏠Housing	$2,674/mo	$3,248/mo	↑ $574more	21.5%
🚗Transportation	$1,337/mo	$1,462/mo	↑ $125more	9.3%
🏥Healthcare	$563/mo	$632/mo	↑ $69.06more	12.3%
⚡All Utilities	$496/mo	$519/mo	↑ $22.66more	4.6%
📦Other	$1,761/mo	$1,774/mo	↑ $13.71more	0.8%
🛒Groceries	$1,032/mo	$1,029/mo	↓ $2.86less	0.3%

🏠Housing

↑ 21.5%

Palm Beach Gardens, FL

$2,674

Denver, CO

$3,248

Difference

$574

🚗Transportation

↑ 9.3%

Palm Beach Gardens, FL

$1,337

Denver, CO

$1,462

Difference

$125

🏥Healthcare

↑ 12.3%

Palm Beach Gardens, FL

$563

Denver, CO

$632

Difference

$69.06

⚡All Utilities

↑ 4.6%

Palm Beach Gardens, FL

$496

Denver, CO

$519

Difference

$22.66

📦Other

↑ 0.8%

Palm Beach Gardens, FL

$1,761

Denver, CO

$1,774

Difference

$13.71

🛒Groceries

↓ 0.3%

Palm Beach Gardens, FL

$1,032

Denver, CO

$1,029

Difference

$2.86

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Palm Beach Gardens, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,205

To$1,720

↑ $515

1 Bed

From$1,399

To$1,840

↑ $441

2 Bed

From$1,749

To$2,190

↑ $441

3 Bed

From$2,410

To$2,870

↑ $460

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,863

Monthly in Palm Beach Gardens, FL

$8,665

Monthly in Denver, CO

$802

Difference

Home Values

Palm Beach Gardens

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

Palm Beach Gardens, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Palm Beach Gardens, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.