Is Denver, CO cheaper than Palm Coast, FL?

Based on cost of living data, Denver, CO is 19.1% more expensive than Palm Coast, FL. This translates to spending an extra $1434 per month.

What salary do I need in Denver, CO to live like I do in Palm Coast, FL?

If you earn $150,000 in Palm Coast, FL, you'd need approximately $167,212.423 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Palm Coast, FL and Denver, CO?

Housing in Denver, CO is 66.3% more expensive than in Palm Coast, FL. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,603/month in Palm Coast, FL.

How much can I save per month by moving from Palm Coast, FL to Denver, CO?

Living in Denver, CO costs approximately $1434 more per month than Palm Coast, FL, or $17212 more per year, based on a $150,000 salary.

Palm Coast, FL vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Coast, FL — ZIP-level rent data · COL adjusted from Jacksonville, FL area

Current salary in Palm Coast, FL

Numbers update automatically as you type

You'd spend $1.4K/month more in Denver, CO

$150.0K in your current city equals $167.2K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 19.1%

More expensive

Monthly Impact

$1,434

Extra cost

Annual Impact

$17.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Coast, FL

Population:102K

Cost Index:100

Median Home:$375K

Denver, CO

Population:716K

Cost Index:119

Median Home:$513K

Palm Coast, FL

The Sunshine State

102K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 102K residents.

💡 Advantage: Florida has no state income tax!

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Palm Coast, FL vs Denver, CO

Category	Palm Coast, FL	Denver, CO	Difference	Change
🏠Housing	$1,953/mo	$3,248/mo	↑ $1,295more	66.3%
🚗Transportation	$1,261/mo	$1,462/mo	↑ $200more	15.9%
📦Other	$1,595/mo	$1,774/mo	↑ $179more	11.2%
🏥Healthcare	$565/mo	$632/mo	↑ $67.01more	11.9%
⚡All Utilities	$569/mo	$519/mo	↓ $49.55less	8.7%
🛒Groceries	$1,010/mo	$1,029/mo	↑ $19.03more	1.9%

🏠Housing

↑ 66.3%

Palm Coast, FL

$1,953

Denver, CO

$3,248

Difference

$1,295

🚗Transportation

↑ 15.9%

Palm Coast, FL

$1,261

Denver, CO

$1,462

Difference

$200

📦Other

↑ 11.2%

Palm Coast, FL

$1,595

Denver, CO

$1,774

Difference

$179

🏥Healthcare

↑ 11.9%

Palm Coast, FL

$565

Denver, CO

$632

Difference

$67.01

⚡All Utilities

↓ 8.7%

Palm Coast, FL

$569

Denver, CO

$519

Difference

$49.55

less

🛒Groceries

↑ 1.9%

Palm Coast, FL

$1,010

Denver, CO

$1,029

Difference

$19.03

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Palm Coast, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,136

To$1,720

↑ $584

1 Bed

From$1,269

To$1,840

↑ $571

2 Bed

From$1,603

To$2,190

↑ $587

3 Bed

From$2,188

To$2,870

↑ $682

Palm Coast, FLZIP-level data

1BR range: $1,520–$1,520/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,953

Monthly in Palm Coast, FL

$8,665

Monthly in Denver, CO

$1,712

Difference

Home Values

Palm Coast

Denver

$375K

Median Value

$513K

↓ -3.6%

YoY Change

↓ -4.2%

↑ +29.4%

5-Year Change

↑ +13%

$375K

Price Range

$352K - $933K

Homes in Denver are 37% more expensive than Palm Coast

Calculate payment - Palm Coast Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

Palm Coast, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Palm Coast, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.