Is Dallas, TX cheaper than Palm Springs, CA?

Based on cost of living data, Dallas, TX is 4.6% cheaper than Palm Springs, CA. This translates to saving $346 per month.

What salary do I need in Dallas, TX to live like I do in Palm Springs, CA?

If you earn $150,000 in Palm Springs, CA, you'd need approximately $145,842.5 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Palm Springs, CA and Dallas, TX?

Housing in Dallas, TX is 9.3% cheaper than in Palm Springs, CA. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,867/month in Palm Springs, CA.

How much can I save per month by moving from Palm Springs, CA to Dallas, TX?

Moving from Palm Springs, CA to Dallas, TX could save you approximately $346 per month, or $4158 per year, based on a $150,000 salary.

Palm Springs, CA vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Springs, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Palm Springs, CA

Numbers update automatically as you type

You'd save $346/month moving to Dallas, TX

$150.0K in your current city equals $145.8K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 4.6%

Less expensive

Monthly Impact

$346

Savings

Annual Impact

$4.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Springs, CA

Population:45K

Cost Index:100

Median Home:$613K

Dallas, TX

Population:1304K

Cost Index:95

Median Home:$292K

Palm Springs, CA

The Golden State

45K

Population

State Tax

Yes

Located in California, this city has a population of 45K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Palm Springs, CA vs Dallas, TX

Category	Palm Springs, CA	Dallas, TX	Difference	Change
🚗Transportation	$2,116/mo	$1,298/mo	↓ $818less	38.7%
🏠Housing	$2,637/mo	$2,391/mo	↓ $246less	9.3%
📦Other	$1,609/mo	$1,774/mo	↑ $166more	10.3%
🏥Healthcare	$546/mo	$632/mo	↑ $85.95more	15.7%
🛒Groceries	$1,029/mo	$979/mo	↓ $49.76less	4.8%
⚡All Utilities	$552/mo	$563/mo	↑ $10.93more	2.0%

🚗Transportation

↓ 38.7%

Palm Springs, CA

$2,116

Dallas, TX

$1,298

Difference

$818

less

🏠Housing

↓ 9.3%

Palm Springs, CA

$2,637

Dallas, TX

$2,391

Difference

$246

less

📦Other

↑ 10.3%

Palm Springs, CA

$1,609

Dallas, TX

$1,774

Difference

$166

🏥Healthcare

↑ 15.7%

Palm Springs, CA

$546

Dallas, TX

$632

Difference

$85.95

🛒Groceries

↓ 4.8%

Palm Springs, CA

$1,029

Dallas, TX

$979

Difference

$49.76

less

⚡All Utilities

↑ 2.0%

Palm Springs, CA

$552

Dallas, TX

$563

Difference

$10.93

🏠Rent Comparison

Studio

From$1,438

To$1,450

↑ $12.00

1 Bed

From$1,508

To$1,505

↓ $3.00

2 Bed

From$1,867

To$1,765

↓ $102

3 Bed

From$2,471

To$2,220

↓ $251

Palm Springs, CAZIP-level data

1BR range: $1,730–$1,890/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,489

Monthly in Palm Springs, CA

$7,637

Monthly in Dallas, TX

$852

Difference

Home Values

Palm Springs

Dallas

$613K

Median Value

$292K

↓ -3.8%

YoY Change

↓ -3.1%

↑ +33%

5-Year Change

↑ +27.1%

$588K - $638K

Price Range

$138K - $2.01M

Homes in Dallas are 52% less expensive than Palm Springs

Calculate payment - Palm Springs Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Palm Springs, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Palm Springs, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.