Is Kansas City, MO cheaper than Palm Springs, CA?

Based on cost of living data, Kansas City, MO is 15.0% cheaper than Palm Springs, CA. This translates to saving $1126 per month.

What salary do I need in Kansas City, MO to live like I do in Palm Springs, CA?

If you earn $150,000 in Palm Springs, CA, you'd need approximately $136,493.316 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Palm Springs, CA and Kansas City, MO?

Housing in Kansas City, MO is 20.2% cheaper than in Palm Springs, CA. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,867/month in Palm Springs, CA.

How much can I save per month by moving from Palm Springs, CA to Kansas City, MO?

Moving from Palm Springs, CA to Kansas City, MO could save you approximately $1126 per month, or $13507 per year, based on a $150,000 salary.

Palm Springs, CA vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Palm Springs, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Palm Springs, CA

Numbers update automatically as you type

You'd save $1.1K/month moving to Kansas City, MO

$150.0K in your current city equals $136.5K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 15.0%

Less expensive

Monthly Impact

$1,126

Savings

Annual Impact

$13.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Palm Springs, CA

Population:45K

Cost Index:100

Median Home:$613K

Kansas City, MO

Population:508K

Cost Index:85

Median Home:$257K

Palm Springs, CA

The Golden State

45K

Population

State Tax

Yes

Located in California, this city has a population of 45K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Palm Springs, CA vs Kansas City, MO

Category	Palm Springs, CA	Kansas City, MO	Difference	Change
🚗Transportation	$2,116/mo	$1,216/mo	↓ $900less	42.5%
🏠Housing	$2,637/mo	$2,105/mo	↓ $532less	20.2%
🛒Groceries	$1,029/mo	$949/mo	↓ $79.74less	7.7%
🏥Healthcare	$546/mo	$607/mo	↑ $61.17more	11.2%
⚡All Utilities	$552/mo	$535/mo	↓ $16.39less	3.0%
📦Other	$1,609/mo	$1,607/mo	↓ $1.45less	0.1%

🚗Transportation

↓ 42.5%

Palm Springs, CA

$2,116

Kansas City, MO

$1,216

Difference

$900

less

🏠Housing

↓ 20.2%

Palm Springs, CA

$2,637

Kansas City, MO

$2,105

Difference

$532

less

🛒Groceries

↓ 7.7%

Palm Springs, CA

$1,029

Kansas City, MO

$949

Difference

$79.74

less

🏥Healthcare

↑ 11.2%

Palm Springs, CA

$546

Kansas City, MO

$607

Difference

$61.17

⚡All Utilities

↓ 3.0%

Palm Springs, CA

$552

Kansas City, MO

$535

Difference

$16.39

less

📦Other

↓ 0.1%

Palm Springs, CA

$1,609

Kansas City, MO

$1,607

Difference

$1.45

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Palm Springs, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,438

To$1,180

↓ $258

1 Bed

From$1,508

To$1,280

↓ $228

2 Bed

From$1,867

To$1,460

↓ $407

3 Bed

From$2,471

To$1,900

↓ $571

Palm Springs, CAZIP-level data

1BR range: $1,730–$1,890/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,489

Monthly in Palm Springs, CA

$7,020

Monthly in Kansas City, MO

$1,469

Difference

Home Values

Palm Springs

Kansas City

$613K

Median Value

$257K

↓ -3.8%

YoY Change

↑ +0.6%

↑ +33%

5-Year Change

↑ +32.2%

$588K - $638K

Price Range

$80K - $587K

Homes in Kansas City are 58% less expensive than Palm Springs

Calculate payment - Palm Springs Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Palm Springs, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Palm Springs, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.