Palmer Lake, CO vs San Antonio, TX: Cost of Living

Which city costs less?

San Antonio, TX has a modeled overall cost index 0.4% lower than Palmer Lake, CO.

Palmer Lake, CO · modeled 2BR rent: $1,810 / month
San Antonio, TX · modeled 2BR rent: $1,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Palmer Lake, CO and San Antonio, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Palmer Lake, CO

Numbers update automatically as you type

Estimated extra cost: $17.94/month in San Antonio, TX

$150,000 in your current city has a modeled equivalent of $150,215 in San Antonio, TX

Regional cost estimates: Palmer Lake, CO uses Colorado Springs, CO. San Antonio, TX uses San Antonio-New Braunfels, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.4%

Less expensive

Monthly Impact

$17.94

Extra cost

Annual Impact

$215

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Palmer Lake, CO

Population:3K

Cost Index:

91.3

100 = national average

Typical Home:$505K

San Antonio, TX

Population:1547K

Cost Index:

91.0

100 = national average

Typical Home:$215K

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Palmer Lake, CO

The Centennial State

Population

State Tax

Yes

Located in Colorado, this city has a population of 3K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Palmer Lake, CO vs San Antonio, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Palmer Lake, CO	San Antonio, TX	Difference	Change
Housing	$2,461/mo	$2,265/mo	↓ $196less	7.9%
Transportation	$1,215/mo	$1,388/mo	↑ $173more	14.2%
All Utilities	$461/mo	$535/mo	↑ $73.95more	16.1%
Healthcare	$636/mo	$568/mo	↓ $67.52less	10.6%
Other	$1,713/mo	$1,777/mo	↑ $63.77more	3.7%
Groceries	$1,015/mo	$985/mo	↓ $29.76less	2.9%

Housing

↓ 7.9%

Palmer Lake, CO

$2,461

San Antonio, TX

$2,265

Difference

$196

less

Transportation

↑ 14.2%

Palmer Lake, CO

$1,215

San Antonio, TX

$1,388

Difference

$173

All Utilities

↑ 16.1%

Palmer Lake, CO

$461

San Antonio, TX

$535

Difference

$73.95

Healthcare

↓ 10.6%

Palmer Lake, CO

$636

San Antonio, TX

$568

Difference

$67.52

less

Other

↑ 3.7%

Palmer Lake, CO

$1,713

San Antonio, TX

$1,777

Difference

$63.77

Groceries

↓ 2.9%

Palmer Lake, CO

$1,015

San Antonio, TX

$985

Difference

$29.76

less

🏠Rent Comparison

Studio

From$1,250

To$1,110

↓ $140

1 Bed

From$1,530

To$1,210

↓ $320

2 Bed

From$1,810

To$1,470

↓ $340

3 Bed

From$2,520

To$1,890

↓ $630

Palmer Lake, COZIP-level data

1BR range: $1,530–$1,530/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Palmer Lake, CO

$7,518

Monthly in San Antonio, TX

$17.94

Difference

Home Values

Palmer Lake

San Antonio

$505K

Median Value

$215K

↑ +0.5%

YoY Change

↓ -2.9%

↑ +25.8%

5-Year Change

↑ +16.7%

$505K

Price Range

$107K - $905K

Homes in San Antonio are 57% less expensive than Palmer Lake

Calculate payment - Palmer Lake Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.6K

Per year

Monthly Difference

$550

More take-home

Effective Rate Diff

4.4%

Rate difference

Palmer Lake, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Palmer Lake, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Palmer Lake

San Antonio

49 Good

Air Quality

52 Moderate

55.2%

Good Air Days

47.5%

94 Moderate

Climate Risk

99 High

🔥🌊🌪

Top Hazards

🌊🌡🌪

▲+3.0°F

2050 Outlook

▲+2.6°F

9 days

Heat Days >95°F

105 days

▲+3.0°F

2050 Outlook

▲+2.6°F

9 days

Heat Days >95°F

105 days

Before moving from Palmer Lake, CO to San Antonio, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in San Antonio, TX for the same bedroom count and included utilities as your home in Palmer Lake, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Palmer Lake to San Antonio moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Antonio, TX by cost, housing, population and region.

Frequently Asked Questions: Palmer Lake, CO vs San Antonio, TX

How do the cost estimates for Palmer Lake, CO and San Antonio, TX compare?

San Antonio, TX has a modeled overall cost index 0.4% lower than Palmer Lake, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Palmer Lake, CO, the model estimates $150,215 in San Antonio, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Palmer Lake, CO and San Antonio, TX?

The modeled two-bedroom rents are $1,810/month in Palmer Lake, CO and $1,470/month in San Antonio, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and Texas on TaxTakeHome.com