Palmetto, GA vs High Springs, FL: Cost of Living

Which city costs less?

High Springs, FL has a modeled overall cost index 12.1% lower than Palmetto, GA.

Palmetto, GA · modeled 2BR rent: $1,410 / month
High Springs, FL · modeled 2BR rent: $1,560 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Palmetto, GA and High Springs, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Palmetto, GA

Numbers update automatically as you type

Estimated savings: $810/month in High Springs, FL

$150,000 in your current city has a modeled equivalent of $140,281 in High Springs, FL

Regional cost estimates: Palmetto, GA uses Atlanta, GA. High Springs, FL uses Jacksonville, FL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 12.1%

Less expensive

Monthly Impact

$810

Savings

Annual Impact

$9.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Palmetto, GA

Population:5K

Cost Index:

95.4

100 = national average

Typical Home:$313K

High Springs, FL

Population:7K

Cost Index:

83.8

100 = national average

Typical Home:$321K

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Palmetto, GA

The Peach State

Population

State Tax

Yes

Located in Georgia, this city has a population of 5K residents.

High Springs, FL

The Sunshine State

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 7K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Palmetto, GA vs High Springs, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Palmetto, GA	High Springs, FL	Difference	Change
Housing	$2,219/mo	$1,851/mo	↓ $368less	16.6%
Other	$1,809/mo	$1,512/mo	↓ $297less	16.4%
Transportation	$1,360/mo	$1,195/mo	↓ $165less	12.1%
Groceries	$950/mo	$1,005/mo	↑ $54.79more	5.8%
Healthcare	$583/mo	$562/mo	↓ $20.97less	3.6%
All Utilities	$579/mo	$566/mo	↓ $13.40less	2.3%

Housing

↓ 16.6%

Palmetto, GA

$2,219

High Springs, FL

$1,851

Difference

$368

less

Other

↓ 16.4%

Palmetto, GA

$1,809

High Springs, FL

$1,512

Difference

$297

less

Transportation

↓ 12.1%

Palmetto, GA

$1,360

High Springs, FL

$1,195

Difference

$165

less

Groceries

↑ 5.8%

Palmetto, GA

$950

High Springs, FL

$1,005

Difference

$54.79

Healthcare

↓ 3.6%

Palmetto, GA

$583

High Springs, FL

$562

Difference

$20.97

less

All Utilities

↓ 2.3%

Palmetto, GA

$579

High Springs, FL

$566

Difference

$13.40

less

🏠Rent Comparison

Studio

From$1,230

To$1,210

↓ $20.00

1 Bed

From$1,290

To$1,300

↑ $10.00

2 Bed

From$1,410

To$1,560

↑ $150

3 Bed

From$1,690

To$1,950

↑ $260

Palmetto, GAZIP-level data

1BR range: $1,290–$1,290/mo

High Springs, FLZIP-level data

1BR range: $1,300–$1,300/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Palmetto, GA

$6,690

Monthly in High Springs, FL

$810

Difference

Home Values

Palmetto

High Springs

$313K

Median Value

$321K

↓ -1.9%

YoY Change

↑ +35.2%

5-Year Change

↑ +39.4%

Homes in High Springs are 3% more expensive than Palmetto

Calculate payment - Palmetto Calculate payment - High Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.5K

Per year

Monthly Difference

$704

More take-home

Effective Rate Diff

5.6%

Rate difference

Palmetto, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

High Springs, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Palmetto, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

High Springs, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Palmetto

High Springs

50 Good

Air Quality

50 Good

50.8%

Good Air Days

51.9%

96 High

Climate Risk

97 High

🌊🌪💨

Top Hazards

🌊🌅🌀

▲+2.7°F

2050 Outlook

▲+2.3°F

28 days

Heat Days >95°F

36 days

▲+2.7°F

2050 Outlook

▲+2.3°F

28 days

Heat Days >95°F

36 days

Before moving from Palmetto, GA to High Springs, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in High Springs, FL for the same bedroom count and included utilities as your home in Palmetto, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Palmetto to High Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to High Springs, FL by cost, housing, population and region.

Frequently Asked Questions: Palmetto, GA vs High Springs, FL

How do the cost estimates for Palmetto, GA and High Springs, FL compare?

High Springs, FL has a modeled overall cost index 12.1% lower than Palmetto, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Palmetto, GA, the model estimates $140,281 in High Springs, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Palmetto, GA and High Springs, FL?

The modeled two-bedroom rents are $1,410/month in Palmetto, GA and $1,560/month in High Springs, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and Florida on TaxTakeHome.com