Papillion, NE vs Austin, TX: Cost of Living

Which city costs less?

Austin, TX has a modeled overall cost index 21.1% higher than Papillion, NE.

Papillion, NE · modeled 2BR rent
$1,470 / month
Austin, TX · modeled 2BR rent
$1,995 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Papillion, NE and Austin, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,757/month in Austin, TX

$150,000 in your current city has a modeled equivalent of $171,087 in Austin, TX

Regional cost estimates: Papillion, NE uses Omaha, NE. Austin, TX uses Austin-Round Rock-Georgetown, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 21.1%
More expensive
Monthly Impact
$1,757
Extra cost
Annual Impact
$21.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Papillion, NE

Population:24K
Cost Index:
85.0
100 = national average
Typical Home:$304K

Austin, TX

Population:979K
Cost Index:
103.0
100 = national average
Typical Home:$558K

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Papillion, NE

The Cornhusker State

24K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 24K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Estimated monthly spending: Papillion, NE vs Austin, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 62.9%
Papillion, NE
$2,049
Austin, TX
$3,339
Difference
$1,290
more
Other
↑ 14.7%
Papillion, NE
$1,756
Austin, TX
$2,015
Difference
$259
more
Transportation
↑ 10.5%
Papillion, NE
$1,344
Austin, TX
$1,486
Difference
$142
more
All Utilities
↑ 19.1%
Papillion, NE
$526
Austin, TX
$626
Difference
$100
more
Healthcare
↓ 10.7%
Papillion, NE
$763
Austin, TX
$681
Difference
$81.29
less
Groceries
↑ 4.5%
Papillion, NE
$1,062
Austin, TX
$1,110
Difference
$48.16
more

🏠Rent Comparison

Studio
From$1,170
To$1,585
↑ $415
1 Bed
From$1,230
To$1,685
↑ $455
2 Bed
From$1,470
To$1,995
↑ $525
3 Bed
From$1,950
To$2,525
↑ $575
Papillion, NEZIP-level data

1BR range: $1,110–$1,380/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Papillion, NE
$9,257
Monthly in Austin, TX
$1,757
Difference

Home Values

Papillion
Austin
$304K
Median Value
$558K
↑ +1.8%
YoY Change
↓ -5%
↑ +34.6%
5-Year Change
↑ +12.6%
$283K - $409K
Price Range
$272K - $1.26M

Homes in Austin are 84% more expensive than Papillion

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.3K
Per year
Monthly Difference
$778
More take-home
Effective Rate Diff
6.2%
Rate difference

Papillion, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Papillion, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Papillion
Austin
45 Good
Air Quality
52 Moderate
63.7%
Good Air Days
42.6%
96 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+2.5°F
35 days
Heat Days >95°F
98 days
▲+3.4°F
2050 Outlook
▲+2.5°F
35 days
Heat Days >95°F
98 days

Before moving from Papillion, NE to Austin, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Austin, TX for the same bedroom count and included utilities as your home in Papillion, NE. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Papillion to Austin moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Austin, TX by cost, housing, population and region.

Frequently Asked Questions: Papillion, NE vs Austin, TX

How do the cost estimates for Papillion, NE and Austin, TX compare?

Austin, TX has a modeled overall cost index 21.1% higher than Papillion, NE. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Papillion, NE, the model estimates $171,087 in Austin, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Papillion, NE and Austin, TX?

The modeled two-bedroom rents are $1,470/month in Papillion, NE and $1,995/month in Austin, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Nebraska and Texas on TaxTakeHome.com

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