Paris, IL vs Fort Madison, IA: Cost of Living

Which city costs less?

Fort Madison, IA has a modeled overall cost index 1.7% lower than Paris, IL.

Paris, IL · modeled 2BR rent
$920 / month
Fort Madison, IA · modeled 2BR rent
$1,010 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Paris, IL and Fort Madison, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $46.02/month in Fort Madison, IA

$150,000 in your current city has a modeled equivalent of $149,448 in Fort Madison, IA

Regional cost estimates: Paris, IL uses Indianapolis, IN. Fort Madison, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.7%
Less expensive
Monthly Impact
$46.02
Savings
Annual Impact
$552
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Paris, IL

Population:8K
Cost Index:
79.6
100 = national average
Typical Home:$99K

Fort Madison, IA

Population:10K
Cost Index:
78.3
100 = national average
Typical Home:$102K

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Paris, IL

The Prairie State

8K
Population
State Tax
Yes

Located in Illinois, this city has a population of 8K residents.

Fort Madison, IA

The Hawkeye State

10K
Population
State Tax
Yes

Located in Iowa, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Paris, IL vs Fort Madison, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↑ 14.1%
Paris, IL
$689
Fort Madison, IA
$786
Difference
$97.03
more
Other
↓ 4.0%
Paris, IL
$1,800
Fort Madison, IA
$1,728
Difference
$71.14
less
All Utilities
↓ 8.9%
Paris, IL
$595
Fort Madison, IA
$542
Difference
$52.72
less
Groceries
↓ 3.6%
Paris, IL
$1,087
Fort Madison, IA
$1,048
Difference
$38.79
less
Housing
↑ 1.4%
Paris, IL
$1,985
Fort Madison, IA
$2,012
Difference
$27.45
more
Transportation
↓ 0.6%
Paris, IL
$1,345
Fort Madison, IA
$1,337
Difference
$7.85
less

🏠Rent Comparison

Studio
From$630
To$700
↑ $70.00
1 Bed
From$770
To$770
→ $0
2 Bed
From$920
To$1,010
↑ $90.00
3 Bed
From$1,230
To$1,330
↑ $100
Paris, ILZIP-level data

1BR range: $770–$770/mo

Fort Madison, IAZIP-level data

1BR range: $770–$770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Paris, IL
$7,454
Monthly in Fort Madison, IA
$46.02
Difference

Home Values

Paris
Fort Madison
$99K
Median Value
$102K
↓ -6.2%
YoY Change
↓ -3%
↓ -9.1%
5-Year Change
↑ +12.4%

Homes in Fort Madison are 4% more expensive than Paris

Calculate payment - ParisCalculate payment - Fort Madison

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.3K
More taxes
Monthly Difference
$273
Less take-home
Effective Rate Diff
2.2%
Rate difference

Paris, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Fort Madison, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Paris, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Fort Madison, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Paris
Fort Madison
54 Moderate
Air Quality
45 Good
36.6%
Good Air Days
67.5%
97 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡☀🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
25 days
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
25 days

Before moving from Paris, IL to Fort Madison, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fort Madison, IA for the same bedroom count and included utilities as your home in Paris, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Paris to Fort Madison moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Madison, IA by cost, housing, population and region.

Frequently Asked Questions: Paris, IL vs Fort Madison, IA

How do the cost estimates for Paris, IL and Fort Madison, IA compare?

Fort Madison, IA has a modeled overall cost index 1.7% lower than Paris, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Paris, IL, the model estimates $149,448 in Fort Madison, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Paris, IL and Fort Madison, IA?

The modeled two-bedroom rents are $920/month in Paris, IL and $1,010/month in Fort Madison, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Iowa on TaxTakeHome.com

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