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Cost of Living Comparison 2026

๐Ÿ“ Park Ridge, IL โ€” ZIP-level rent data ยท COL adjusted from Chicago, IL area

$

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You'd save $845/month moving to St. Louis, MO

$150.0K in your current city equals $139.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†“ 11.3%
Less expensive
Monthly Impact
$845
Savings
Annual Impact
$10.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Park Ridge, IL

Population:38K
Cost Index:100
Median Home:$540K

St. Louis, MO

Population:302K
Cost Index:89
Median Home:$145K

Park Ridge, IL

The Prairie State

38K
Population
State Tax
Yes

Located in Illinois, this city has a population of 38K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Park Ridge, IL vs St. Louis, MO

๐Ÿ Housing
โ†“ 25.3%
Park Ridge, IL
$2,503
St. Louis, MO
$1,871
Difference
$632
less
๐Ÿš—Transportation
โ†“ 20.2%
Park Ridge, IL
$1,524
St. Louis, MO
$1,216
Difference
$308
less
โšกAll Utilities
โ†‘ 8.3%
Park Ridge, IL
$494
St. Louis, MO
$535
Difference
$41.12
more
๐ŸฅHealthcare
โ†“ 7.0%
Park Ridge, IL
$566
St. Louis, MO
$527
Difference
$39.82
less
๐Ÿ›’Groceries
โ†“ 3.2%
Park Ridge, IL
$980
St. Louis, MO
$949
Difference
$30.91
less
๐Ÿ“ฆOther
โ†‘ 0.8%
Park Ridge, IL
$1,594
St. Louis, MO
$1,607
Difference
$12.82
more

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Park Ridge, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,241
To$910
โ†“ $331
1 Bed
From$1,326
To$950
โ†“ $376
2 Bed
From$1,496
To$1,160
โ†“ $336
3 Bed
From$1,927
To$1,490
โ†“ $437
Park Ridge, ILZIP-level data

1BR range: $1,720โ€“$1,720/mo

St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,662
Monthly in Park Ridge, IL
$6,705
Monthly in St. Louis, MO
$957
Difference

Home Values

Park Ridge
St. Louis
$540K
Median Value
$145K
โ†‘ +6.7%
YoY Change
โ†“ -0.8%
โ†‘ +32.6%
5-Year Change
โ†‘ +10.9%
$540K
Price Range
$38K - $302K

Homes in St. Louis are 73% less expensive than Park Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $504
More taxes
Monthly Difference
$42.00
Less take-home
Effective Rate Diff
0.3%
Rate difference

Park Ridge, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Park Ridge, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Park Ridge
St. Louis
54 Moderate
Air Quality
54 Moderate
35.8%
Good Air Days
38%
100 Very High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
39 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
18 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and Missouri on TaxTakeHome.com

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