Park River, ND vs Parker City, IN: Cost of Living

Which city costs less?

Parker City, IN has a modeled overall cost index 20.1% higher than Park River, ND.

Park River, ND · modeled 2BR rent
$1,180 / month
Parker City, IN · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Park River, ND and Parker City, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,106/month in Parker City, IN

$150,000 in your current city has a modeled equivalent of $163,270 in Parker City, IN

Regional cost estimates: Park River, ND uses Minneapolis, MN. Parker City, IN uses Indianapolis, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 20.1%
More expensive
Monthly Impact
$1,106
Extra cost
Annual Impact
$13.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Park River, ND

Population:1K
Cost Index:
63.9
100 = national average
Typical Home:$164K

Parker City, IN

Population:1K
Cost Index:
76.8
100 = national average
Typical Home:$165K

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Park River, ND

The Peace Garden State

1K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 1K residents.

Parker City, IN

The Hoosier State

1K
Population
State Tax
Yes

Located in Indiana, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Park River, ND vs Parker City, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 33.6%
Park River, ND
$1,537
Parker City, IN
$2,053
Difference
$516
more
Transportation
↑ 28.4%
Park River, ND
$1,195
Parker City, IN
$1,534
Difference
$339
more
All Utilities
↑ 20.8%
Park River, ND
$572
Parker City, IN
$691
Difference
$119
more
Groceries
↑ 9.1%
Park River, ND
$1,158
Parker City, IN
$1,263
Difference
$105
more
Housing
↑ 3.5%
Park River, ND
$2,187
Parker City, IN
$2,264
Difference
$76.94
more
Healthcare
↓ 5.9%
Park River, ND
$851
Parker City, IN
$800
Difference
$50.44
less

🏠Rent Comparison

Studio
From$910
To$690
↓ $220
1 Bed
From$920
To$830
↓ $90.00
2 Bed
From$1,180
To$960
↓ $220
3 Bed
From$1,540
To$1,260
↓ $280
Park River, NDZIP-level data

1BR range: $920–$920/mo

Parker City, INZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Park River, ND
$8,606
Monthly in Parker City, IN
$1,106
Difference

Home Values

Park River
Parker City
$164K
Median Value
$165K
↑ +5.5%
YoY Change
↑ +9.4%
↑ +23.9%
5-Year Change
↑ +49.3%

Homes in Parker City are 1% more expensive than Park River

Calculate payment - Park RiverCalculate payment - Parker City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.1K
More taxes
Monthly Difference
$172
Less take-home
Effective Rate Diff
1.4%
Rate difference

Park River, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Parker City, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Park River, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Parker City, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Park River
Parker City
42 Good
Air Quality
54 Moderate
66.4%
Good Air Days
36.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+3.1°F
14 days
Heat Days >95°F
18 days
▲+3.6°F
2050 Outlook
▲+3.1°F
14 days
Heat Days >95°F
18 days

Before moving from Park River, ND to Parker City, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Parker City, IN for the same bedroom count and included utilities as your home in Park River, ND. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Park River to Parker City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Parker City, IN by cost, housing, population and region.

Frequently Asked Questions: Park River, ND vs Parker City, IN

How do the cost estimates for Park River, ND and Parker City, IN compare?

Parker City, IN has a modeled overall cost index 20.1% higher than Park River, ND. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Park River, ND, the model estimates $163,270 in Parker City, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Park River, ND and Parker City, IN?

The modeled two-bedroom rents are $1,180/month in Park River, ND and $960/month in Parker City, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Dakota and Indiana on TaxTakeHome.com

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