Parker, CO vs Boston, MA: Cost of Living

Which city costs less?

Boston, MA has a modeled overall cost index 43.0% higher than Parker, CO.

Parker, CO · modeled 2BR rent
$2,330 / month
Boston, MA · modeled 2BR rent
$3,865 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Parker, CO and Boston, MA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $3,312/month in Boston, MA

$150,000 in your current city has a modeled equivalent of $189,740 in Boston, MA

Regional cost estimates: Parker, CO uses Denver, CO. Boston, MA uses Boston-Cambridge-Newton, MA-NH Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 43.0%
More expensive
Monthly Impact
$3,312
Extra cost
Annual Impact
$39.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Parker, CO

Population:63K
Cost Index:
104.2
100 = national average
Typical Home:$668K

Boston, MA

Population:685K
Cost Index:
149.0
100 = national average
Typical Home:$961K

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Parker, CO

The Centennial State

63K
Population
State Tax
Yes

Located in Colorado, this city has a population of 63K residents.

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • •Major education center
  • •Biotech capital
  • •Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Estimated monthly spending: Parker, CO vs Boston, MA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 90.5%
Parker, CO
$2,610
Boston, MA
$4,973
Difference
$2,363
more
Transportation
↑ 32.2%
Parker, CO
$1,305
Boston, MA
$1,726
Difference
$421
more
All Utilities
↑ 41.7%
Parker, CO
$476
Boston, MA
$675
Difference
$199
more
Other
↑ 8.6%
Parker, CO
$1,584
Boston, MA
$1,720
Difference
$136
more
Healthcare
↑ 20.9%
Parker, CO
$580
Boston, MA
$701
Difference
$121
more
Groceries
↑ 7.7%
Parker, CO
$944
Boston, MA
$1,017
Difference
$73.09
more

🏠Rent Comparison

Studio
From$1,830
To$3,095
↑ $1,265
1 Bed
From$1,960
To$3,255
↑ $1,295
2 Bed
From$2,330
To$3,865
↑ $1,535
3 Bed
From$3,050
To$4,630
↑ $1,580
Parker, COZIP-level data

1BR range: $1,960–$1,960/mo

Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Parker, CO
$10,812
Monthly in Boston, MA
$3,312
Difference

Home Values

Parker
Boston
$668K
Median Value
$961K
↓ -3%
YoY Change
↓ -0.7%
↑ +23.4%
5-Year Change
↑ +7%
$668K
Price Range
$709K - $3.40M

Homes in Boston are 44% more expensive than Parker

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $900
More taxes
Monthly Difference
$75.00
Less take-home
Effective Rate Diff
0.6%
Rate difference

Parker, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Parker, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Parker
Boston
55 Moderate
Air Quality
36 Good
35.2%
Good Air Days
79.5%
95 High
Climate Risk
94 Moderate
🌊🌪💨
Top Hazards
🌊🌅🌀
▲+3.3°F
2050 Outlook
▲+2.5°F
28 days
Heat Days >95°F
6 days
▲+3.3°F
2050 Outlook
▲+2.5°F
28 days
Heat Days >95°F
6 days

Before moving from Parker, CO to Boston, MA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Boston, MA for the same bedroom count and included utilities as your home in Parker, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Parker to Boston moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Boston, MA by cost, housing, population and region.

Frequently Asked Questions: Parker, CO vs Boston, MA

How do the cost estimates for Parker, CO and Boston, MA compare?

Boston, MA has a modeled overall cost index 43.0% higher than Parker, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Parker, CO, the model estimates $189,740 in Boston, MA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Parker, CO and Boston, MA?

The modeled two-bedroom rents are $2,330/month in Parker, CO and $3,865/month in Boston, MA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and Massachusetts on TaxTakeHome.com

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