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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $100/month more in McAllen, TX

$150.0K in your current city equals $151.2K in McAllen, TX

Rent data from HUD ZIP-level estimates ยท COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
โ†‘ 1.3%
More expensive
Monthly Impact
$100
Extra cost
Annual Impact
$1.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pasadena, TX

Population:147K
Cost Index:
100
100 = national average
Median Home:$203K

McAllen, TX

Population:147K
Cost Index:
101
(1% above avg)
Median Home:$191K

Pasadena, TX

The Lone Star State

147K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 147K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

McAllen, TX

The Lone Star State

147K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 147K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Pasadena, TX vs McAllen, TX

Other
โ†‘ 6.3%
Pasadena, TX
$1,662
McAllen, TX
$1,767
Difference
$105
more
Transportation
โ†‘ 7.0%
Pasadena, TX
$1,363
McAllen, TX
$1,457
Difference
$94.86
more
Groceries
โ†‘ 9.6%
Pasadena, TX
$884
McAllen, TX
$969
Difference
$85.15
more
Housing
โ†‘ 3.4%
Pasadena, TX
$1,854
McAllen, TX
$1,917
Difference
$63.63
more
All Utilities
โ†“ 2.2%
Pasadena, TX
$536
McAllen, TX
$524
Difference
$11.71
less
Healthcare
โ†“ 1.9%
Pasadena, TX
$545
McAllen, TX
$535
Difference
$10.21
less

๐Ÿ Rent Comparison

Studio
From$895
To$1,112
โ†‘ $217
1 Bed
From$927
To$1,124
โ†‘ $197
2 Bed
From$1,103
To$1,408
โ†‘ $305
3 Bed
From$1,482
To$1,827
โ†‘ $345
Pasadena, TXZIP-level data

1BR range: $1,060โ€“$1,650/mo

McAllen, TXZIP-level data

1BR range: $930โ€“$1,050/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,843
Monthly in Pasadena, TX
$7,169
Monthly in McAllen, TX
$327
Difference

Home Values

Pasadena
McAllen
$203K
Median Value
$191K
โ†“ -4.9%
YoY Change
โ†“ -2.1%
โ†‘ +21.9%
5-Year Change
โ†‘ +37.3%
$159K - $307K
Price Range
$178K - $260K

Homes in McAllen are 6% less expensive than Pasadena

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Pasadena, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

McAllen, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pasadena, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

McAllen, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pasadena
McAllen
61 Moderate
Air Quality
45 Good
13.7%
Good Air Days
57.7%
100 Very High
Climate Risk
89 Moderate
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒก
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
64 days
Heat Days >95ยฐF
151 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
64 days
Heat Days >95ยฐF
151 days

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