Pass Christian, MS vs Springville, AL: Cost of Living

Which city costs less?

Springville, AL has a modeled overall cost index 8.4% lower than Pass Christian, MS.

Pass Christian, MS · modeled 2BR rent
$1,080 / month
Springville, AL · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pass Christian, MS and Springville, AL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $643/month in Springville, AL

$150,000 in your current city has a modeled equivalent of $142,280 in Springville, AL

Regional cost estimates: Pass Christian, MS uses New Orleans, LA. Springville, AL uses Birmingham, AL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 8.4%
Less expensive
Monthly Impact
$643
Savings
Annual Impact
$7.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pass Christian, MS

Population:6K
Cost Index:
87.4
100 = national average
Typical Home:$295K

Springville, AL

Population:5K
Cost Index:
80.1
100 = national average
Typical Home:$317K

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Pass Christian, MS

The Magnolia State

6K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 6K residents.

Springville, AL

The Heart of Dixie

5K
Population
State Tax
Yes

Located in Alabama, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Pass Christian, MS vs Springville, AL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 18.7%
Pass Christian, MS
$2,209
Springville, AL
$1,797
Difference
$413
less
Other
↓ 15.9%
Pass Christian, MS
$1,942
Springville, AL
$1,633
Difference
$309
less
All Utilities
↑ 11.8%
Pass Christian, MS
$523
Springville, AL
$585
Difference
$61.98
more
Healthcare
↑ 9.8%
Pass Christian, MS
$507
Springville, AL
$556
Difference
$49.70
more
Transportation
↓ 2.2%
Pass Christian, MS
$1,276
Springville, AL
$1,248
Difference
$28.48
less
Groceries
↓ 0.5%
Pass Christian, MS
$1,043
Springville, AL
$1,038
Difference
$5.08
less

🏠Rent Comparison

Studio
From$740
To$810
↑ $70.00
1 Bed
From$870
To$900
↑ $30.00
2 Bed
From$1,080
To$1,020
↓ $60.00
3 Bed
From$1,390
To$1,280
↓ $110
Pass Christian, MSZIP-level data

1BR range: $870–$870/mo

Springville, ALZIP-level data

1BR range: $900–$900/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Pass Christian, MS
$6,857
Monthly in Springville, AL
$643
Difference

Home Values

Pass Christian
Springville
$295K
Median Value
$317K
↑ +2.3%
YoY Change
↑ +0.8%
↑ +25.7%
5-Year Change
↑ +23.4%

Homes in Springville are 7% more expensive than Pass Christian

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $110
More taxes
Monthly Difference
$9.17
Less take-home
Effective Rate Diff
0.1%
Rate difference

Pass Christian, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Springville, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Additional Tax Information

Pass Christian, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Springville, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pass Christian
Springville
41 Good
Air Quality
57 Moderate
70.2%
Good Air Days
26%
98 High
Climate Risk
98 High
🌊🌀🌡
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.5°F
46 days
Heat Days >95°F
41 days
▲+2.2°F
2050 Outlook
▲+2.5°F
46 days
Heat Days >95°F
41 days

Before moving from Pass Christian, MS to Springville, AL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Springville, AL for the same bedroom count and included utilities as your home in Pass Christian, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pass Christian to Springville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Springville, AL by cost, housing, population and region.

Frequently Asked Questions: Pass Christian, MS vs Springville, AL

How do the cost estimates for Pass Christian, MS and Springville, AL compare?

Springville, AL has a modeled overall cost index 8.4% lower than Pass Christian, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pass Christian, MS, the model estimates $142,280 in Springville, AL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pass Christian, MS and Springville, AL?

The modeled two-bedroom rents are $1,080/month in Pass Christian, MS and $1,020/month in Springville, AL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and Alabama on TaxTakeHome.com

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