Is Dallas, TX cheaper than Passaic, NJ?

Based on cost of living data, Dallas, TX is 3.3% cheaper than Passaic, NJ. This translates to saving $249 per month.

What salary do I need in Dallas, TX to live like I do in Passaic, NJ?

If you earn $150,000 in Passaic, NJ, you'd need approximately $147,017.752 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Passaic, NJ and Dallas, TX?

Housing in Dallas, TX is 21.5% more expensive than in Passaic, NJ. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,554/month in Passaic, NJ.

How much can I save per month by moving from Passaic, NJ to Dallas, TX?

Moving from Passaic, NJ to Dallas, TX could save you approximately $249 per month, or $2982 per year, based on a $150,000 salary.

Passaic, NJ vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Passaic, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Passaic, NJ

Numbers update automatically as you type

You'd save $249/month moving to Dallas, TX

$150.0K in your current city equals $147.0K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 3.3%

Less expensive

Monthly Impact

$249

Savings

Annual Impact

$3.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Passaic, NJ

Population:69K

Cost Index:100

Median Home:$553K

Dallas, TX

Population:1304K

Cost Index:97

Median Home:$292K

Passaic, NJ

The Garden State

69K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 69K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Passaic, NJ vs Dallas, TX

Category	Passaic, NJ	Dallas, TX	Difference	Change
🏠Housing	$1,968/mo	$2,391/mo	↑ $423more	21.5%
🚗Transportation	$1,546/mo	$1,298/mo	↓ $248less	16.1%
📦Other	$1,959/mo	$1,774/mo	↓ $185less	9.4%
🛒Groceries	$1,081/mo	$979/mo	↓ $102less	9.4%
🏥Healthcare	$676/mo	$632/mo	↓ $44.40less	6.6%
⚡All Utilities	$586/mo	$563/mo	↓ $22.95less	3.9%

🏠Housing

↑ 21.5%

Passaic, NJ

$1,968

Dallas, TX

$2,391

Difference

$423

🚗Transportation

↓ 16.1%

Passaic, NJ

$1,546

Dallas, TX

$1,298

Difference

$248

less

📦Other

↓ 9.4%

Passaic, NJ

$1,959

Dallas, TX

$1,774

Difference

$185

less

🛒Groceries

↓ 9.4%

Passaic, NJ

$1,081

Dallas, TX

$979

Difference

$102

less

🏥Healthcare

↓ 6.6%

Passaic, NJ

$676

Dallas, TX

$632

Difference

$44.40

less

⚡All Utilities

↓ 3.9%

Passaic, NJ

$586

Dallas, TX

$563

Difference

$22.95

less

🏠Rent Comparison

Studio

From$1,192

To$1,450

↑ $258

1 Bed

From$1,357

To$1,505

↑ $148

2 Bed

From$1,554

To$1,765

↑ $211

3 Bed

From$1,899

To$2,220

↑ $321

Passaic, NJZIP-level data

1BR range: $1,650–$1,650/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,816

Monthly in Passaic, NJ

$7,637

Monthly in Dallas, TX

$179

Difference

Home Values

Passaic

Dallas

$553K

Median Value

$292K

↑ +2.8%

YoY Change

↓ -3.1%

↑ +42.7%

5-Year Change

↑ +27.1%

$553K

Price Range

$138K - $2.01M

Homes in Dallas are 47% less expensive than Passaic

Calculate payment - Passaic Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Passaic, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Passaic, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.