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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $4.5K/month more in Los Angeles, CA

$150.0K in your current city equals $204.4K in Los Angeles, CA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
60.5%
More expensive
Monthly Impact
$4,535
Extra cost
Annual Impact
$54.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Paterson, NJ

Population:156K
Cost Index:
100
100 = national average
Median Home:$532K

Los Angeles, CA

Population:3899K
Cost Index:
160
(60% above avg)
Median Home:$885K

Paterson, NJ

The Garden State

156K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 156K residents.

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Cost Breakdown by Category

Annual spending: Paterson, NJ vs Los Angeles, CA

Housing
242.8%
Paterson, NJ
$2,261
Los Angeles, CA
$7,749
Difference
$5,489
more
Transportation
35.0%
Paterson, NJ
$1,598
Los Angeles, CA
$2,158
Difference
$560
more
Other
14.5%
Paterson, NJ
$2,026
Los Angeles, CA
$1,731
Difference
$295
less
Healthcare
19.5%
Paterson, NJ
$688
Los Angeles, CA
$554
Difference
$134
less
Groceries
5.4%
Paterson, NJ
$1,099
Los Angeles, CA
$1,040
Difference
$58.96
less
All Utilities
6.4%
Paterson, NJ
$596
Los Angeles, CA
$557
Difference
$38.25
less

🏠Rent Comparison

Studio
From$1,510
To$1,910
$400
1 Bed
From$1,720
To$2,135
$415
2 Bed
From$1,980
To$2,660
$680
3 Bed
From$2,420
To$3,370
$950
Paterson, NJZIP-level data

1BR range: $1,410$1,860/mo

Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,267
Monthly in Paterson, NJ
$13,790
Monthly in Los Angeles, CA
$5,523
Difference

Home Values

Paterson
Los Angeles
$532K
Median Value
$885K
↑ +3.7%
YoY Change
↓ -3.4%
↑ +44.5%
5-Year Change
↑ +13.1%
$469K - $567K
Price Range
$531K - $3.01M

Homes in Los Angeles are 67% more expensive than Paterson

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.2K
More taxes
Monthly Difference
$266
Less take-home
Effective Rate Diff
2.1%
Rate difference

Paterson, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Paterson, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Paterson
Los Angeles
N/A
Air Quality
80 Moderate
-
Good Air Days
10.4%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌅
+2.9°F
2050 Outlook
+2.6°F
15 days
Heat Days >95°F
17 days
+2.9°F
2050 Outlook
+2.6°F
15 days
Heat Days >95°F
17 days

💰 See how taxes change too — compare take-home pay between New Jersey and California on TaxTakeHome.com

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