Is San Antonio, TX cheaper than Patterson, CA?

Based on cost of living data, San Antonio, TX is 12.4% cheaper than Patterson, CA. This translates to saving $930 per month.

What salary do I need in San Antonio, TX to live like I do in Patterson, CA?

If you earn $150,000 in Patterson, CA, you'd need approximately $138,844.682 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Patterson, CA and San Antonio, TX?

Housing in San Antonio, TX is 20.8% cheaper than in Patterson, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,620/month in Patterson, CA.

How much can I save per month by moving from Patterson, CA to San Antonio, TX?

Moving from Patterson, CA to San Antonio, TX could save you approximately $930 per month, or $11155 per year, based on a $150,000 salary.

Patterson, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Patterson, CA — ZIP-level rent data · COL adjusted from Modesto, CA area

Current salary in Patterson, CA

Numbers update automatically as you type

You'd save $930/month moving to San Antonio, TX

$150.0K in your current city equals $138.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$930

Savings

Annual Impact

$11.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Patterson, CA

Population:25K

Cost Index:100

Median Home:$500K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

Patterson, CA

The Golden State

25K

Population

State Tax

Yes

Located in California, this city has a population of 25K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Patterson, CA vs San Antonio, TX

Category	Patterson, CA	San Antonio, TX	Difference	Change
🏠Housing	$2,652/mo	$2,100/mo	↓ $553less	20.8%
🛒Groceries	$1,063/mo	$913/mo	↓ $150less	14.1%
🚗Transportation	$1,406/mo	$1,287/mo	↓ $119less	8.5%
🏥Healthcare	$490/mo	$527/mo	↑ $36.72more	7.5%
⚡All Utilities	$517/mo	$496/mo	↓ $21.81less	4.2%
📦Other	$1,643/mo	$1,647/mo	↑ $4.06more	0.2%

🏠Housing

↓ 20.8%

Patterson, CA

$2,652

San Antonio, TX

$2,100

Difference

$553

less

🛒Groceries

↓ 14.1%

Patterson, CA

$1,063

San Antonio, TX

$913

Difference

$150

less

🚗Transportation

↓ 8.5%

Patterson, CA

$1,406

San Antonio, TX

$1,287

Difference

$119

less

🏥Healthcare

↑ 7.5%

Patterson, CA

$490

San Antonio, TX

$527

Difference

$36.72

⚡All Utilities

↓ 4.2%

Patterson, CA

$517

San Antonio, TX

$496

Difference

$21.81

less

📦Other

↑ 0.2%

Patterson, CA

$1,643

San Antonio, TX

$1,647

Difference

$4.06

🏠Rent Comparison

Studio

From$1,158

To$1,110

↓ $48.00

1 Bed

From$1,247

To$1,210

↓ $37.00

2 Bed

From$1,620

To$1,470

↓ $150

3 Bed

From$2,252

To$1,890

↓ $362

Patterson, CAZIP-level data

1BR range: $1,540–$1,540/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,772

Monthly in Patterson, CA

$6,969

Monthly in San Antonio, TX

$803

Difference

Home Values

Patterson

San Antonio

$500K

Median Value

$215K

↓ -1.6%

YoY Change

↓ -2.9%

↑ +25.5%

5-Year Change

↑ +16.7%

$500K

Price Range

$107K - $905K

Homes in San Antonio are 57% less expensive than Patterson

Calculate payment - Patterson Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Patterson, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Patterson, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.