Paw Paw, MI vs Oconto Falls, WI: Cost of Living

Which city costs less?

Oconto Falls, WI has a modeled overall cost index 3.6% lower than Paw Paw, MI.

Paw Paw, MI · modeled 2BR rent
$1,040 / month
Oconto Falls, WI · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Paw Paw, MI and Oconto Falls, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $116/month in Oconto Falls, WI

$150,000 in your current city has a modeled equivalent of $148,605 in Oconto Falls, WI

Regional cost estimates: Paw Paw, MI uses Fort Wayne, IN. Oconto Falls, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.6%
Less expensive
Monthly Impact
$116
Savings
Annual Impact
$1.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Paw Paw, MI

Population:3K
Cost Index:
80.5
100 = national average
Typical Home:$260K

Oconto Falls, WI

Population:3K
Cost Index:
77.6
100 = national average
Typical Home:$272K

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Paw Paw, MI

The Great Lakes State

3K
Population
State Tax
Yes

Located in Michigan, this city has a population of 3K residents.

Oconto Falls, WI

The Badger State

3K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Paw Paw, MI vs Oconto Falls, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 7.1%
Paw Paw, MI
$1,934
Oconto Falls, WI
$1,797
Difference
$137
less
Healthcare
↑ 15.7%
Paw Paw, MI
$698
Oconto Falls, WI
$808
Difference
$110
more
Other
↓ 5.2%
Paw Paw, MI
$1,760
Oconto Falls, WI
$1,668
Difference
$91.11
less
Transportation
↑ 4.1%
Paw Paw, MI
$1,404
Oconto Falls, WI
$1,461
Difference
$57.20
more
All Utilities
↓ 5.2%
Paw Paw, MI
$603
Oconto Falls, WI
$571
Difference
$31.47
less
Groceries
↓ 2.2%
Paw Paw, MI
$1,102
Oconto Falls, WI
$1,078
Difference
$23.85
less

🏠Rent Comparison

Studio
From$720
To$720
→ $0
1 Bed
From$790
To$790
→ $0
2 Bed
From$1,040
To$970
↓ $70.00
3 Bed
From$1,370
To$1,270
↓ $100
Paw Paw, MIZIP-level data

1BR range: $790–$790/mo

Oconto Falls, WIZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Paw Paw, MI
$7,384
Monthly in Oconto Falls, WI
$116
Difference

Home Values

Paw Paw
Oconto Falls
$260K
Median Value
$272K
↓ -0.1%
YoY Change
↑ +8.9%
↑ +25.8%
5-Year Change
↑ +59.3%

Homes in Oconto Falls are 4% more expensive than Paw Paw

Calculate payment - Paw PawCalculate payment - Oconto Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.5K
More taxes
Monthly Difference
$206
Less take-home
Effective Rate Diff
1.6%
Rate difference

Paw Paw, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Oconto Falls, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Paw Paw, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Oconto Falls, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Paw Paw
Oconto Falls
45 Good
Air Quality
43 Good
62.6%
Good Air Days
68.6%
91 Moderate
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
13 days
▲+3.1°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
13 days

Before moving from Paw Paw, MI to Oconto Falls, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Oconto Falls, WI for the same bedroom count and included utilities as your home in Paw Paw, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Paw Paw to Oconto Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oconto Falls, WI by cost, housing, population and region.

Frequently Asked Questions: Paw Paw, MI vs Oconto Falls, WI

How do the cost estimates for Paw Paw, MI and Oconto Falls, WI compare?

Oconto Falls, WI has a modeled overall cost index 3.6% lower than Paw Paw, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Paw Paw, MI, the model estimates $148,605 in Oconto Falls, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Paw Paw, MI and Oconto Falls, WI?

The modeled two-bedroom rents are $1,040/month in Paw Paw, MI and $970/month in Oconto Falls, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Wisconsin on TaxTakeHome.com

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