Is Austin, TX cheaper than Pawtucket, RI?

Based on cost of living data, Austin, TX is 23.6% cheaper than Pawtucket, RI. This translates to saving $1770 per month.

What salary do I need in Austin, TX to live like I do in Pawtucket, RI?

If you earn $150,000 in Pawtucket, RI, you'd need approximately $128,757.143 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Pawtucket, RI and Austin, TX?

Housing in Austin, TX is 32.9% cheaper than in Pawtucket, RI. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,261/month in Pawtucket, RI.

How much can I save per month by moving from Pawtucket, RI to Austin, TX?

Moving from Pawtucket, RI to Austin, TX could save you approximately $1770 per month, or $21243 per year, based on a $150,000 salary.

Pawtucket, RI vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Pawtucket, RI — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Pawtucket, RI

Numbers update automatically as you type

You'd save $1.8K/month moving to Austin, TX

$150.0K in your current city equals $128.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 23.6%

Less expensive

Monthly Impact

$1,770

Savings

Annual Impact

$21.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pawtucket, RI

Population:75K

Cost Index:100

Median Home:$383K

Austin, TX

Population:979K

Cost Index:76

Median Home:$558K

Pawtucket, RI

The Ocean State

75K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 75K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Pawtucket, RI vs Austin, TX

Category	Pawtucket, RI	Austin, TX	Difference	Change
🏠Housing	$4,296/mo	$2,885/mo	↓ $1,412less	32.9%
🚗Transportation	$1,656/mo	$1,284/mo	↓ $372less	22.5%
⚡All Utilities	$681/mo	$541/mo	↓ $140less	20.6%
🏥Healthcare	$707/mo	$589/mo	↓ $119less	16.8%
📦Other	$1,651/mo	$1,741/mo	↑ $89.92more	5.4%
🛒Groceries	$1,027/mo	$959/mo	↓ $67.28less	6.6%

🏠Housing

↓ 32.9%

Pawtucket, RI

$4,296

Austin, TX

$2,885

Difference

$1,412

less

🚗Transportation

↓ 22.5%

Pawtucket, RI

$1,656

Austin, TX

$1,284

Difference

$372

less

⚡All Utilities

↓ 20.6%

Pawtucket, RI

$681

Austin, TX

$541

Difference

$140

less

🏥Healthcare

↓ 16.8%

Pawtucket, RI

$707

Austin, TX

$589

Difference

$119

less

📦Other

↑ 5.4%

Pawtucket, RI

$1,651

Austin, TX

$1,741

Difference

$89.92

🛒Groceries

↓ 6.6%

Pawtucket, RI

$1,027

Austin, TX

$959

Difference

$67.28

less

🏠Rent Comparison

Studio

From$961

To$1,585

↑ $624

1 Bed

From$1,023

To$1,685

↑ $662

2 Bed

From$1,261

To$1,995

↑ $734

3 Bed

From$1,523

To$2,525

↑ $1,002

Pawtucket, RIZIP-level data

1BR range: $1,310–$1,350/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,018

Monthly in Pawtucket, RI

$7,998

Monthly in Austin, TX

$2,020

Difference

Home Values

Pawtucket

Austin

$383K

Median Value

$558K

↑ +1%

YoY Change

↓ -5%

↑ +49.1%

5-Year Change

↑ +12.6%

$379K - $387K

Price Range

$272K - $1.26M

Homes in Austin are 46% more expensive than Pawtucket

Calculate payment - Pawtucket Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $6.4K

Per year

Monthly Difference

$537

More take-home

Effective Rate Diff

4.3%

Rate difference

Pawtucket, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Pawtucket, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.