Is Charlotte, NC cheaper than Pawtucket, RI?

Based on cost of living data, Charlotte, NC is 28.1% cheaper than Pawtucket, RI. This translates to saving $2104 per month.

What salary do I need in Charlotte, NC to live like I do in Pawtucket, RI?

If you earn $150,000 in Pawtucket, RI, you'd need approximately $124,751.872 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Pawtucket, RI and Charlotte, NC?

Housing in Charlotte, NC is 42.5% cheaper than in Pawtucket, RI. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,261/month in Pawtucket, RI.

How much can I save per month by moving from Pawtucket, RI to Charlotte, NC?

Moving from Pawtucket, RI to Charlotte, NC could save you approximately $2104 per month, or $25248 per year, based on a $150,000 salary.

Pawtucket, RI vs Charlotte, NC: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Pawtucket, RI — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Pawtucket, RI

Numbers update automatically as you type

You'd save $2.1K/month moving to Charlotte, NC

$150.0K in your current city equals $124.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Providence-Warwick, RI-MA area

Overall Cost

↓ 28.1%

Less expensive

Monthly Impact

$2,104

Savings

Annual Impact

$25.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pawtucket, RI

Population:75K

Cost Index:100

Median Home:$383K

Charlotte, NC

Population:875K

Cost Index:72

Median Home:$399K

Pawtucket, RI

The Ocean State

75K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 75K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Pawtucket, RI vs Charlotte, NC

Category	Pawtucket, RI	Charlotte, NC	Difference	Change
🏠Housing	$4,296/mo	$2,469/mo	↓ $1,827less	42.5%
🚗Transportation	$1,656/mo	$1,202/mo	↓ $454less	27.4%
⚡All Utilities	$681/mo	$519/mo	↓ $162less	23.8%
🏥Healthcare	$707/mo	$638/mo	↓ $69.07less	9.8%
📦Other	$1,651/mo	$1,707/mo	↑ $56.44more	3.4%
🛒Groceries	$1,027/mo	$989/mo	↓ $37.31less	3.6%

🏠Housing

↓ 42.5%

Pawtucket, RI

$4,296

Charlotte, NC

$2,469

Difference

$1,827

less

🚗Transportation

↓ 27.4%

Pawtucket, RI

$1,656

Charlotte, NC

$1,202

Difference

$454

less

⚡All Utilities

↓ 23.8%

Pawtucket, RI

$681

Charlotte, NC

$519

Difference

$162

less

🏥Healthcare

↓ 9.8%

Pawtucket, RI

$707

Charlotte, NC

$638

Difference

$69.07

less

📦Other

↑ 3.4%

Pawtucket, RI

$1,651

Charlotte, NC

$1,707

Difference

$56.44

🛒Groceries

↓ 3.6%

Pawtucket, RI

$1,027

Charlotte, NC

$989

Difference

$37.31

less

🏠Rent Comparison

Studio

From$961

To$1,630

↑ $669

1 Bed

From$1,023

To$1,710

↑ $687

2 Bed

From$1,261

To$1,870

↑ $609

3 Bed

From$1,523

To$2,300

↑ $777

Pawtucket, RIZIP-level data

1BR range: $1,310–$1,350/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,018

Monthly in Pawtucket, RI

$7,525

Monthly in Charlotte, NC

$2,493

Difference

Home Values

Pawtucket

Charlotte

$383K

Median Value

$399K

↑ +1%

YoY Change

↓ -1.1%

↑ +49.1%

5-Year Change

↑ +40.8%

$379K - $387K

Price Range

$293K - $1.57M

Homes in Charlotte are 4% more expensive than Pawtucket

Calculate payment - Pawtucket Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $682

More taxes

Monthly Difference

$56.83

Less take-home

Effective Rate Diff

0.5%

Rate difference

Pawtucket, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Pawtucket, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.