Payne, OH vs Granville, IL: Cost of Living

Which city costs less?

Granville, IL has a modeled overall cost index 9.4% higher than Payne, OH.

Payne, OH · modeled 2BR rent
$1,060 / month
Granville, IL · modeled 2BR rent
$920 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Payne, OH and Granville, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $983/month in Granville, IL

$150,000 in your current city has a modeled equivalent of $161,791 in Granville, IL

Regional cost estimates: Payne, OH uses Fort Wayne, IN. Granville, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.4%
More expensive
Monthly Impact
$983
Extra cost
Annual Impact
$11.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Payne, OH

Population:1K
Cost Index:
73.2
100 = national average
Typical Home:$156K

Granville, IL

Population:1K
Cost Index:
80.1
100 = national average
Typical Home:$167K

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Payne, OH

The Buckeye State

1K
Population
State Tax
Yes

Located in Ohio, this city has a population of 1K residents.

Granville, IL

The Prairie State

1K
Population
State Tax
Yes

Located in Illinois, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Payne, OH vs Granville, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 41.5%
Payne, OH
$1,904
Granville, IL
$2,695
Difference
$791
more
Transportation
↑ 18.7%
Payne, OH
$1,382
Granville, IL
$1,640
Difference
$258
more
Healthcare
↓ 6.4%
Payne, OH
$721
Granville, IL
$675
Difference
$46.29
less
All Utilities
↓ 5.4%
Payne, OH
$622
Granville, IL
$589
Difference
$33.49
less
Groceries
↑ 2.6%
Payne, OH
$1,138
Granville, IL
$1,168
Difference
$29.45
more
Other
↓ 0.9%
Payne, OH
$1,732
Granville, IL
$1,716
Difference
$16.34
less

🏠Rent Comparison

Studio
From$800
To$630
↓ $170
1 Bed
From$850
To$830
↓ $20.00
2 Bed
From$1,060
To$920
↓ $140
3 Bed
From$1,460
To$1,180
↓ $280
Payne, OHZIP-level data

1BR range: $850–$850/mo

Granville, ILZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Payne, OH
$8,483
Monthly in Granville, IL
$983
Difference

Home Values

Payne
Granville
$156K
Median Value
$167K
↑ +4.1%
YoY Change
↑ +5.2%
↑ +34.5%
5-Year Change
↑ +34.7%

Homes in Granville are 7% more expensive than Payne

Calculate payment - PayneCalculate payment - Granville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.0K
More taxes
Monthly Difference
$250
Less take-home
Effective Rate Diff
2.0%
Rate difference

Payne, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Granville, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Payne, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Granville, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Payne
Granville
45 Good
Air Quality
54 Moderate
62.6%
Good Air Days
35.8%
91 Moderate
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.2°F
17 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.2°F
17 days
Heat Days >95°F
18 days

Before moving from Payne, OH to Granville, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Granville, IL for the same bedroom count and included utilities as your home in Payne, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Payne to Granville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Granville, IL by cost, housing, population and region.

Frequently Asked Questions: Payne, OH vs Granville, IL

How do the cost estimates for Payne, OH and Granville, IL compare?

Granville, IL has a modeled overall cost index 9.4% higher than Payne, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Payne, OH, the model estimates $161,791 in Granville, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Payne, OH and Granville, IL?

The modeled two-bedroom rents are $1,060/month in Payne, OH and $920/month in Granville, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Illinois on TaxTakeHome.com

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