Pea Ridge, AR vs Nashville, TN: Cost of Living

Which city costs less?

Nashville, TN has a modeled overall cost index 27.1% higher than Pea Ridge, AR.

Pea Ridge, AR · modeled 2BR rent
$1,860 / month
Nashville, TN · modeled 2BR rent
$1,840 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pea Ridge, AR and Nashville, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $2,178/month in Nashville, TN

$150,000 in your current city has a modeled equivalent of $176,139 in Nashville, TN

Regional cost estimates: Pea Ridge, AR uses Tulsa, OK. Nashville, TN uses Nashville-Davidson-Murfreesboro-Franklin, TN Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 27.1%
More expensive
Monthly Impact
$2,178
Extra cost
Annual Impact
$26.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pea Ridge, AR

Population:9K
Cost Index:
81.0
100 = national average
Typical Home:$344K

Nashville, TN

Population:689K
Cost Index:
103.0
100 = national average
Typical Home:$489K

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Pea Ridge, AR

The Natural State

9K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 9K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Estimated monthly spending: Pea Ridge, AR vs Nashville, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 66.7%
Pea Ridge, AR
$1,935
Nashville, TN
$3,226
Difference
$1,291
more
Other
↑ 24.5%
Pea Ridge, AR
$1,898
Nashville, TN
$2,363
Difference
$466
more
Transportation
↑ 10.9%
Pea Ridge, AR
$1,409
Nashville, TN
$1,563
Difference
$154
more
Healthcare
↑ 19.5%
Pea Ridge, AR
$619
Nashville, TN
$739
Difference
$120
more
Groceries
↑ 8.2%
Pea Ridge, AR
$1,068
Nashville, TN
$1,155
Difference
$87.28
more
All Utilities
↑ 10.6%
Pea Ridge, AR
$571
Nashville, TN
$632
Difference
$60.56
more

🏠Rent Comparison

Studio
From$1,390
To$1,600
↑ $210
1 Bed
From$1,540
To$1,680
↑ $140
2 Bed
From$1,860
To$1,840
↓ $20.00
3 Bed
From$2,590
To$2,350
↓ $240
Pea Ridge, ARZIP-level data

1BR range: $1,540–$1,540/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Pea Ridge, AR
$9,678
Monthly in Nashville, TN
$2,178
Difference

Home Values

Pea Ridge
Nashville
$344K
Median Value
$489K
↑ +2.9%
YoY Change
↓ -2.1%
↑ +55.5%
5-Year Change
↑ +32.1%
$344K
Price Range
$320K - $1.16M

Homes in Nashville are 42% more expensive than Pea Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.0K
Per year
Monthly Difference
$752
More take-home
Effective Rate Diff
6.0%
Rate difference

Pea Ridge, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pea Ridge, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pea Ridge
Nashville
51 Moderate
Air Quality
50 Good
48.4%
Good Air Days
51.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
61 days
Heat Days >95°F
42 days
▲+3.0°F
2050 Outlook
▲+2.8°F
61 days
Heat Days >95°F
42 days

Before moving from Pea Ridge, AR to Nashville, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Nashville, TN for the same bedroom count and included utilities as your home in Pea Ridge, AR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pea Ridge to Nashville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Nashville, TN by cost, housing, population and region.

Frequently Asked Questions: Pea Ridge, AR vs Nashville, TN

How do the cost estimates for Pea Ridge, AR and Nashville, TN compare?

Nashville, TN has a modeled overall cost index 27.1% higher than Pea Ridge, AR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pea Ridge, AR, the model estimates $176,139 in Nashville, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pea Ridge, AR and Nashville, TN?

The modeled two-bedroom rents are $1,860/month in Pea Ridge, AR and $1,840/month in Nashville, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arkansas and Tennessee on TaxTakeHome.com

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