Pecatonica, IL vs Dakota City, NE: Cost of Living

Which city costs less?

Dakota City, NE has a modeled overall cost index 17.0% lower than Pecatonica, IL.

Pecatonica, IL · modeled 2BR rent: $1,320 / month
Dakota City, NE · modeled 2BR rent: $1,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pecatonica, IL and Dakota City, NE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Pecatonica, IL

Numbers update automatically as you type

Estimated savings: $1,174/month in Dakota City, NE

$150,000 in your current city has a modeled equivalent of $135,917 in Dakota City, NE

Regional cost estimates: Pecatonica, IL uses Madison, WI. Dakota City, NE uses Omaha, NE. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 17.0%

Less expensive

Monthly Impact

$1,174

Savings

Annual Impact

$14.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pecatonica, IL

Population:2K

Cost Index:

92.1

100 = national average

Typical Home:$219K

Dakota City, NE

Population:2K

Cost Index:

76.5

100 = national average

Typical Home:$237K

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Pecatonica, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Dakota City, NE

The Cornhusker State

Population

State Tax

Yes

Located in Nebraska, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Pecatonica, IL vs Dakota City, NE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Pecatonica, IL	Dakota City, NE	Difference	Change
Housing	$2,321/mo	$1,699/mo	↓ $622less	26.8%
Other	$1,677/mo	$1,457/mo	↓ $220less	13.1%
Transportation	$1,317/mo	$1,115/mo	↓ $202less	15.3%
Healthcare	$718/mo	$667/mo	↓ $51.54less	7.2%
All Utilities	$508/mo	$460/mo	↓ $48.15less	9.5%
Groceries	$959/mo	$929/mo	↓ $30.03less	3.1%

Housing

↓ 26.8%

Pecatonica, IL

$2,321

Dakota City, NE

$1,699

Difference

$622

less

Other

↓ 13.1%

Pecatonica, IL

$1,677

Dakota City, NE

$1,457

Difference

$220

less

Transportation

↓ 15.3%

Pecatonica, IL

$1,317

Dakota City, NE

$1,115

Difference

$202

less

Healthcare

↓ 7.2%

Pecatonica, IL

$718

Dakota City, NE

$667

Difference

$51.54

less

All Utilities

↓ 9.5%

Pecatonica, IL

$508

Dakota City, NE

$460

Difference

$48.15

less

Groceries

↓ 3.1%

Pecatonica, IL

$959

Dakota City, NE

$929

Difference

$30.03

less

🏠Rent Comparison

Studio

From$920

To$890

↓ $30.00

1 Bed

From$1,000

To$1,030

↑ $30.00

2 Bed

From$1,320

To$1,290

↓ $30.00

3 Bed

From$1,730

To$1,550

↓ $180

Pecatonica, ILZIP-level data

1BR range: $1,000–$1,000/mo

Dakota City, NEZIP-level data

1BR range: $1,030–$1,030/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Pecatonica, IL

$6,326

Monthly in Dakota City, NE

$1,174

Difference

Home Values

Pecatonica

Dakota City

$219K

Median Value

$237K

↑ +10.9%

YoY Change

↑ +5.3%

↑ +55.7%

5-Year Change

↑ +38.8%

Homes in Dakota City are 8% more expensive than Pecatonica

Calculate payment - Pecatonica Calculate payment - Dakota City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.9K

More taxes

Monthly Difference

$159

Less take-home

Effective Rate Diff

1.3%

Rate difference

Pecatonica, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Dakota City, NE

Federal Income Tax

Effective: 18.9%

$25.5K

Nebraska State Tax

Effective: 6.2%

$9.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.9%

$46.3K

Take-Home Pay

$8,638/month

$103.7K

Additional Tax Information

Pecatonica, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Dakota City, NE Tax Rates

Sales Tax:7.0%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pecatonica

Dakota City

42 Good

Air Quality

45 Good

72.1%

Good Air Days

63.7%

94 Moderate

Climate Risk

96 High

🌊🌪💨

Top Hazards

🌊🌡🌪

▲+3.4°F

2050 Outlook

▲+3.4°F

10 days

Heat Days >95°F

35 days

▲+3.4°F

2050 Outlook

▲+3.4°F

10 days

Heat Days >95°F

35 days

Before moving from Pecatonica, IL to Dakota City, NE

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Dakota City, NE for the same bedroom count and included utilities as your home in Pecatonica, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pecatonica to Dakota City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dakota City, NE by cost, housing, population and region.

Frequently Asked Questions: Pecatonica, IL vs Dakota City, NE

How do the cost estimates for Pecatonica, IL and Dakota City, NE compare?

Dakota City, NE has a modeled overall cost index 17.0% lower than Pecatonica, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pecatonica, IL, the model estimates $135,917 in Dakota City, NE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pecatonica, IL and Dakota City, NE?

The modeled two-bedroom rents are $1,320/month in Pecatonica, IL and $1,290/month in Dakota City, NE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Nebraska on TaxTakeHome.com