Pecos, NM vs Valley Mills, TX: Cost of Living

Which city costs less?

Valley Mills, TX has a modeled overall cost index 1.5% lower than Pecos, NM.

Pecos, NM · modeled 2BR rent
$1,470 / month
Valley Mills, TX · modeled 2BR rent
$1,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Pecos, NM and Valley Mills, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $145/month in Valley Mills, TX

$150,000 in your current city has a modeled equivalent of $148,265 in Valley Mills, TX

Regional cost estimates: Pecos, NM uses Albuquerque, NM. Valley Mills, TX uses Arlington, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.5%
Less expensive
Monthly Impact
$145
Savings
Annual Impact
$1.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Pecos, NM

Population:1K
Cost Index:
82.0
100 = national average
Typical Home:$301K

Valley Mills, TX

Population:1K
Cost Index:
80.7
100 = national average
Typical Home:$314K

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Pecos, NM

The Land of Enchantment

1K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 1K residents.

Valley Mills, TX

The Lone Star State

1K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Pecos, NM vs Valley Mills, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 8.2%
Pecos, NM
$1,776
Valley Mills, TX
$1,630
Difference
$146
less
Housing
↓ 4.9%
Pecos, NM
$2,120
Valley Mills, TX
$2,017
Difference
$103
less
Healthcare
↑ 15.0%
Pecos, NM
$605
Valley Mills, TX
$695
Difference
$90.86
more
Transportation
↓ 4.5%
Pecos, NM
$1,379
Valley Mills, TX
$1,316
Difference
$62.40
less
All Utilities
↑ 11.1%
Pecos, NM
$557
Valley Mills, TX
$619
Difference
$61.91
more
Groceries
↑ 1.3%
Pecos, NM
$1,064
Valley Mills, TX
$1,078
Difference
$13.93
more

🏠Rent Comparison

Studio
From$1,120
To$850
↓ $270
1 Bed
From$1,240
To$1,000
↓ $240
2 Bed
From$1,470
To$1,240
↓ $230
3 Bed
From$1,860
To$1,600
↓ $260
Pecos, NMZIP-level data

1BR range: $1,240–$1,240/mo

Valley Mills, TXZIP-level data

1BR range: $1,000–$1,000/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Pecos, NM
$7,355
Monthly in Valley Mills, TX
$145
Difference

Home Values

Pecos
Valley Mills
$301K
Median Value
$314K
↑ +4.3%
YoY Change
↓ -0.4%
N/A
5-Year Change
↑ +39.9%

Homes in Valley Mills are 4% more expensive than Pecos

Calculate payment - PecosCalculate payment - Valley Mills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Pecos, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Valley Mills, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pecos, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Valley Mills, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pecos
Valley Mills
61 Moderate
Air Quality
54 Moderate
27.3%
Good Air Days
35.5%
94 High
Climate Risk
99 High
🌊
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
63 days
Heat Days >95°F
90 days
▲+3.0°F
2050 Outlook
▲+2.8°F
63 days
Heat Days >95°F
90 days

Before moving from Pecos, NM to Valley Mills, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Valley Mills, TX for the same bedroom count and included utilities as your home in Pecos, NM. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Pecos to Valley Mills moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Valley Mills, TX by cost, housing, population and region.

Frequently Asked Questions: Pecos, NM vs Valley Mills, TX

How do the cost estimates for Pecos, NM and Valley Mills, TX compare?

Valley Mills, TX has a modeled overall cost index 1.5% lower than Pecos, NM. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Pecos, NM, the model estimates $148,265 in Valley Mills, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Pecos, NM and Valley Mills, TX?

The modeled two-bedroom rents are $1,470/month in Pecos, NM and $1,240/month in Valley Mills, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Mexico and Texas on TaxTakeHome.com

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