Peebles, OH vs French Lick, IN: Cost of Living

Which city costs less?

French Lick, IN has a modeled overall cost index 0.3% higher than Peebles, OH.

Peebles, OH · modeled 2BR rent
$980 / month
French Lick, IN · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Peebles, OH and French Lick, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $133/month in French Lick, IN

$150,000 in your current city has a modeled equivalent of $151,593 in French Lick, IN

Regional cost estimates: Peebles, OH uses Cincinnati, OH. French Lick, IN uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.3%
More expensive
Monthly Impact
$133
Extra cost
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Peebles, OH

Population:2K
Cost Index:
78.3
100 = national average
Typical Home:$176K

French Lick, IN

Population:2K
Cost Index:
78.5
100 = national average
Typical Home:$186K

Planning the move to French Lick?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Peebles, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

French Lick, IN

The Hoosier State

2K
Population
State Tax
Yes

Located in Indiana, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Peebles, OH vs French Lick, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 7.0%
Peebles, OH
$1,347
French Lick, IN
$1,441
Difference
$93.95
more
Groceries
↑ 3.9%
Peebles, OH
$1,086
French Lick, IN
$1,128
Difference
$42.54
more
Housing
↑ 1.7%
Peebles, OH
$2,073
French Lick, IN
$2,107
Difference
$34.32
more
Other
↓ 1.9%
Peebles, OH
$1,780
French Lick, IN
$1,747
Difference
$33.05
less
Healthcare
↓ 0.4%
Peebles, OH
$666
French Lick, IN
$663
Difference
$2.75
less
All Utilities
↓ 0.4%
Peebles, OH
$549
French Lick, IN
$546
Difference
$2.26
less

🏠Rent Comparison

Studio
From$740
To$710
↓ $30.00
1 Bed
From$780
To$760
↓ $20.00
2 Bed
From$980
To$990
↑ $10.00
3 Bed
From$1,220
To$1,370
↑ $150
Peebles, OHZIP-level data

1BR range: $780–$780/mo

French Lick, INZIP-level data

1BR range: $760–$760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Peebles, OH
$7,633
Monthly in French Lick, IN
$133
Difference

Home Values

Peebles
French Lick
$176K
Median Value
$186K
↑ +7.1%
YoY Change
↑ +5%
↑ +38.4%
5-Year Change
↑ +55.1%

Homes in French Lick are 5% more expensive than Peebles

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

Peebles, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

French Lick, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Peebles, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

French Lick, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Peebles
French Lick
52 Moderate
Air Quality
50 Good
44.8%
Good Air Days
50.8%
96 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+2.9°F
29 days
Heat Days >95°F
37 days
▲+3.1°F
2050 Outlook
▲+2.9°F
29 days
Heat Days >95°F
37 days

Before moving from Peebles, OH to French Lick, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in French Lick, IN for the same bedroom count and included utilities as your home in Peebles, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Peebles to French Lick moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to French Lick, IN by cost, housing, population and region.

Frequently Asked Questions: Peebles, OH vs French Lick, IN

How do the cost estimates for Peebles, OH and French Lick, IN compare?

French Lick, IN has a modeled overall cost index 0.3% higher than Peebles, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Peebles, OH, the model estimates $151,593 in French Lick, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Peebles, OH and French Lick, IN?

The modeled two-bedroom rents are $980/month in Peebles, OH and $990/month in French Lick, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com

Similar cost to French Lick, IN

Other cities in a similar price range

Want to compare different cities?

New Comparison