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Cost of Living Comparison 2026

📍 Pekin, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

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Numbers update automatically as you type

You'd spend $1.2K/month more in Charlotte, NC

$150.0K in your current city equals $164.3K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 15.9%
More expensive
Monthly Impact
$1,195
Extra cost
Annual Impact
$14.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pekin, IL

Population:31K
Cost Index:100
Median Home:$132K

Charlotte, NC

Population:875K
Cost Index:116
Median Home:$399K

Pekin, IL

The Prairie State

31K
Population
State Tax
Yes

Located in Illinois, this city has a population of 31K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Pekin, IL vs Charlotte, NC

📦Other
↑ 25.5%
Pekin, IL
$1,361
Charlotte, NC
$1,707
Difference
$347
more
🏠Housing
↑ 15.6%
Pekin, IL
$2,136
Charlotte, NC
$2,469
Difference
$333
more
🏥Healthcare
↑ 22.0%
Pekin, IL
$523
Charlotte, NC
$638
Difference
$115
more
🚗Transportation
↓ 7.6%
Pekin, IL
$1,300
Charlotte, NC
$1,202
Difference
$98.41
less
🛒Groceries
↑ 9.3%
Pekin, IL
$906
Charlotte, NC
$989
Difference
$83.76
more
⚡All Utilities
↑ 13.7%
Pekin, IL
$457
Charlotte, NC
$519
Difference
$62.40
more

🏠Rent Comparison

Studio
From$461
To$1,630
↑ $1,169
1 Bed
From$500
To$1,710
↑ $1,210
2 Bed
From$632
To$1,870
↑ $1,238
3 Bed
From$816
To$2,300
↑ $1,484
Pekin, ILZIP-level data

1BR range: $760–$760/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,683
Monthly in Pekin, IL
$7,525
Monthly in Charlotte, NC
$842
Difference

Home Values

Pekin
Charlotte
$132K
Median Value
$399K
↑ +9.2%
YoY Change
↓ -1.1%
↑ +44.7%
5-Year Change
↑ +40.8%
$132K
Price Range
$293K - $1.57M

Homes in Charlotte are 201% more expensive than Pekin

Calculate payment - PekinCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $300
Per year
Monthly Difference
$25.00
More take-home
Effective Rate Diff
0.2%
Rate difference

Pekin, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Pekin, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pekin
Charlotte
54 Moderate
Air Quality
51 Moderate
35.8%
Good Air Days
46.2%
100 Very High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+3.2°F
2050 Outlook
▲+2.9°F
18 days
Heat Days >95°F
36 days
▲+3.2°F
2050 Outlook
▲+2.9°F
18 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Illinois and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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