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Cost of Living Comparison 2026

๐Ÿ“ Pelham, AL โ€” COL adjusted from Birmingham, AL area + state data

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Austin, TX

$150.0K in your current city equals $171.6K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from Birmingham-Hoover, AL area
Overall Cost
โ†‘ 24.0%
More expensive
Monthly Impact
$1,799
Extra cost
Annual Impact
$21.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Pelham, AL

Population:25K
Cost Index:100
Median Home:$90K

Austin, TX

Population:979K
Cost Index:124
Median Home:$558K

Pelham, AL

The Heart of Dixie

25K
Population
State Tax
Yes

Located in Alabama, this city has a population of 25K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Pelham, AL vs Austin, TX

๐Ÿ Housing
โ†‘ 74.5%
Pelham, AL
$1,653
Austin, TX
$2,885
Difference
$1,232
more
๐Ÿ“ฆOther
โ†‘ 15.9%
Pelham, AL
$1,503
Austin, TX
$1,741
Difference
$238
more
๐Ÿš—Transportation
โ†‘ 11.9%
Pelham, AL
$1,148
Austin, TX
$1,284
Difference
$136
more
๐ŸฅHealthcare
โ†‘ 17.1%
Pelham, AL
$503
Austin, TX
$589
Difference
$86.09
more
๐Ÿ›’Groceries
โ†‘ 2.3%
Pelham, AL
$937
Austin, TX
$959
Difference
$21.90
more
โšกAll Utilities
โ†‘ 2.3%
Pelham, AL
$529
Austin, TX
$541
Difference
$12.35
more

๐Ÿ Rent Comparison

Studio
From$528
To$1,585
โ†‘ $1,057
1 Bed
From$609
To$1,685
โ†‘ $1,076
2 Bed
From$730
To$1,995
โ†‘ $1,265
3 Bed
From$974
To$2,525
โ†‘ $1,551
Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,272
Monthly in Pelham, AL
$7,998
Monthly in Austin, TX
$1,727
Difference

Home Values

Pelham
Austin
-
Median Value
$558K
-
YoY Change
โ†“ -5%
-
5-Year Change
โ†‘ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Pelham, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Pelham, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Pelham
Austin
57 Moderate
Air Quality
52 Moderate
26%
Good Air Days
42.6%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
41 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
41 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Alabama and Texas on TaxTakeHome.com

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